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Side-by-side comparison
Bitwala logo
Bitwala
VS
Wise logo
Wise

Bitwala vs Wise

Side-by-side comparison of Bitwala and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Wise stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.2 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Wise to the overall average score across all listed providers.

Bitwala logo
3.2
VS
Wise logo
4.7
VS

Directory average

4.1

Bitwala vs Wise: the full comparison

Our breakdown of how Bitwala and Wise compare — and which might suit you best.

Bitwala is available in 30 countries, while Wise, founded in 2011, is available in 177 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.2 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Wise aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Bitwala and Wise.

(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

SIMPLE, DOES WHAT IT SAYS ON THE TIN,

Trustpilot
Alan"Wise" review from Trustpilot
Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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