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Side-by-side comparison
Chime logo
Chime
VS
Imagin logo
Imagin

Chime vs Imagin

Side-by-side comparison of Chime and Imagin — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Chime and Imagin stand out.

Chime logo

Chime

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.8 / 5 on Neolista
Imagin logo

Imagin

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Chime and Imagin to the overall average score across all listed providers.

Chime logo
4.8
VS
Imagin logo
4.7
VS

Directory average

4.1

Chime vs Imagin: the full comparison

Our breakdown of how Chime and Imagin compare — and which might suit you best.

Chime is available in 1 country, while Imagin is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Chime is best suited to individuals. No monthly fees. 60k+ ATMs. Build credit. Get fee-free overdraft up to $200. Chime is a tech co, not a bank. Banking services provided by bank partners. It currently holds a Neolista score of 4.8 out of 5.

By comparison, Imagin is geared towards individuals. Discover Imagin, your online bank with no fees where, in addition to managing your money, you can enjoy a community and lots of discounts and benefits. It currently holds a Neolista score of 4.7 out of 5.

If Chime lines up with what you need, it's a strong choice — but it's worth weighing Imagin too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Chime and Imagin aren't available everywhere. Here's where each one currently operates.

Chime logo

Chime

Available in 1 country

United States flag
VS
Imagin logo

Imagin

Available in 1 country

Spain flag

What customers are saying

Recent verified 5-star reviews for Chime and Imagin.

But is it possible can I get $100 loan and I love this chime

Trustpilot
Aramani"Chime" review from Trustpilot

I am amazed by so many negative reviews. I’ve been using the app for years now and it is just perfect… if you know how it works. Many customers are having trouble receiving codes while transferring money or doing other operations because caixa’s security system is very strong and can’t accept unsecured lines. I had an international phone number which wasn’t considered safe by the Spanish banking system therefore it was very hard to receive codes or calls. As soon as I switched to a Spanish number everything worked just fine. Also, I never had a problem communicating with the customer service over the phone. People jump to conclusions way too fast. It’s a shame how a perfectly good app and banking service receives so many bad reviews because people don’t understand, nor are willing to learn how to use and appreciate technology.

Trustpilot
Florin Mocanu"Imagin" review from Trustpilot
Chime logo

Chime is great for individuals

Chime offers accounts for personal customers.

Personal accounts
Go to Chime
Imagin logo

Imagin is great for individuals

Imagin offers accounts for personal customers.

Personal accounts
Go to Imagin

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