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Side-by-side comparison
Chip logo
Chip
VS
Lightyear logo
Lightyear

Chip vs Lightyear

Side-by-side comparison of Chip and Lightyear — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Chip and Lightyear stand out.

Chip logo

Chip

Top rated
  • Low-cost investing
  • Great for personal use
  • Available in 1 country
  • Rated 4.6 / 5 on Neolista
Lightyear logo

Lightyear

Top rated
  • Low-cost investing
  • Personal & business accounts
  • Available in 22 countries
  • Founded in 2021
Neolista

Average Neolista Scores

Compare the Neolista scores of Chip and Lightyear to the overall average score across all listed providers.

Chip logo
4.6
VS
Lightyear logo
4.7
VS

Directory average

4.2

Chip vs Lightyear: the full comparison

Our breakdown of how Chip and Lightyear compare — and which might suit you best.

Chip is available in 1 country, while Lightyear, founded in 2021, is available in 22 countries. Both are popular neobrokers, but they take different approaches and suit different needs.

Chip is best suited to individuals. Chip is an investing and savings app. Download Chip to begin investing in funds, our general investment account and open a savings account. It currently holds a Neolista score of 4.6 out of 5.

By comparison, Lightyear is geared towards both individuals and businesses. Lightyear is a simple and approachable way to invest in stocks and ETFs without unnecessary barriers and fees. It currently holds a Neolista score of 4.7 out of 5.

If Chip lines up with what you need, it's a strong choice — but it's worth weighing Lightyear too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Chip and Lightyear aren't available everywhere. Here's where each one currently operates.

Chip logo

Chip

Available in 1 country

United Kingdom flag
VS
Lightyear logo

Lightyear

Available in 22 countries

Austria flagBelgium flagCroatia flagCyprus flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIreland flagItaly flagLatvia flagLithuania flag+8 more

What customers are saying

Recent verified 5-star reviews for Chip and Lightyear.

Very helpful. Ben went out of his way to provide information that I needed, beyond what u asked for. Thanks

Trustpilot
Rosalind Paul"Chip" review from Trustpilot

Best app for investing!

Trustpilot
Kaspar Lippmaa"Lightyear" review from Trustpilot
Chip logo

Chip is great for individuals

Chip offers accounts for personal customers.

Personal accounts
Go to Chip
Lightyear logo

Lightyear is great for everyone

Lightyear is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Lightyear

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