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Side-by-side comparison
Mercury logo
Mercury
VS
Upgrade logo
Upgrade

Mercury vs Upgrade

Side-by-side comparison of Mercury and Upgrade — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Mercury and Upgrade stand out.

Mercury logo

Mercury

Top rated
  • Mobile-first banking
  • Built for businesses
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Upgrade logo

Upgrade

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Mercury and Upgrade to the overall average score across all listed providers.

Mercury logo
4.7
VS
Upgrade logo
4.7
VS

Directory average

4.1

Mercury vs Upgrade: the full comparison

Our breakdown of how Mercury and Upgrade compare — and which might suit you best.

Mercury is available in 1 country, while Upgrade is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Mercury is best suited to businesses. Online Business Banking For Startups & Small Businesses. Apply in 10 minutes for business banking that transforms how you operate. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Upgrade is geared towards individuals. Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want. It currently holds a Neolista score of 4.7 out of 5.

If Mercury lines up with what you need, it's a strong choice — but it's worth weighing Upgrade too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Mercury and Upgrade aren't available everywhere. Here's where each one currently operates.

Mercury logo

Mercury

Available in 1 country

United States flag
VS
Upgrade logo

Upgrade

Available in 1 country

United States flag

What customers are saying

Recent verified 5-star reviews for Mercury and Upgrade.

I’ve had a very positive experience with Mercury. The platform is modern, simple, and easy to use, especially for managing a U.S. business remotely. Customer support has also been responsive and helpful whenever needed. Overall, a reliable and well-designed banking experience.

Trustpilot
Cenk"Mercury" review from Trustpilot

I applied for a loan and got the loan approved in less than 24 hours.

Trustpilot
customer"Upgrade" review from Trustpilot
Mercury logo

Mercury is great for businesses

Mercury offers accounts for business customers.

Business accounts
Go to Mercury
Upgrade logo

Upgrade is great for individuals

Upgrade offers accounts for personal customers.

Personal accounts
Go to Upgrade

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