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Side-by-side comparison
Openbank logo
Openbank
VS
Varo logo
Varo

Openbank vs Varo

Side-by-side comparison of Openbank and Varo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Openbank and Varo stand out.

Openbank logo

Openbank

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 4 countries
  • Rated 3.7 / 5 on Neolista
Varo logo

Varo

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Openbank and Varo to the overall average score across all listed providers.

Openbank logo
3.7
VS
Varo logo
4.7
VS

Directory average

4.1

Openbank vs Varo: the full comparison

Our breakdown of how Openbank and Varo compare — and which might suit you best.

Openbank is available in 4 countries, while Varo is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Openbank is best suited to individuals. An online bank of Santander Group, available 24/7 and without fees for your everyday transactions. It currently holds a Neolista score of 3.7 out of 5.

By comparison, Varo is geared towards individuals. Get access to personal banking services including no monthly fee checking, high-yield savings, cash advances and more with Varo Bank. It currently holds a Neolista score of 4.7 out of 5.

If Openbank lines up with what you need, it's a strong choice — but it's worth weighing Varo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Openbank and Varo aren't available everywhere. Here's where each one currently operates.

Openbank logo

Openbank

Available in 4 countries

Germany flagNetherlands flagPortugal flagSpain flag
VS
Varo logo

Varo

Available in 1 country

United States flag

What customers are saying

Recent verified 5-star reviews for Openbank and Varo.

The agent was able to understand my questions and explained the answers clearly

Trustpilot
Doc Aem"Openbank" review from Trustpilot

Great all around experience

Trustpilot
Telvin"Varo" review from Trustpilot
Openbank logo

Openbank is great for individuals

Openbank offers accounts for personal customers.

Personal accounts
Go to Openbank
Varo logo

Varo is great for individuals

Varo offers accounts for personal customers.

Personal accounts
Go to Varo

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