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Nigeria's first fully Digital Bank

Get Started Get Started Join over 0 ALAT users to enjoy Nigeria’s best digital bank. A Fully Digital Bank Fund your account, save, and pay bills from anywhere in the world on ALAT. Get a fully digital bank account Free Card Delivery Pick one of three bank card designs and we'll deliver yours to

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Last updated July 26, 2026
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Supported accounts:

BusinessPersonal
Based in
Nigeria
Available in
Nigeria
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App Store

Alat has an Apple App Store rating of 3.5 out of 5, based on 2,341 reviews.

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Play Store

Alat has a Google Play Store rating of 4.1 out of 5, based on 50,120 reviews.

Neolista Score

4.1

A trusted, all-in-one rating that simplifies feedback from across the web.

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Manage your money on the go.

Download the Alat app from the App Store or Google Play.

Open accounts, move money, manage cards, and track spending — straight from your phone.

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Latest articles about Alat and others

Explore our collection of articles covering Alat and the wider world of digital finance.

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Alat FAQs

Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Alat.

ALAT is a digital banking platform headquartered in Nigeria, designed to simplify the banking experience for its users through innovative technological solutions. As a neobank, ALAT operates entirely online, offering a full range of banking services without the need for physical branches. This ease of access allows customers to manage their accounts anywhere and anytime via the ALAT mobile app and website.

The key features of ALAT include online account opening, instant access to virtual dollar cards, and automated recurring payments, making it a versatile option for both personal and business banking needs. The platform also provides attractive savings options with competitive interest rates, enabling customers to reach their financial goals efficiently. Additionally, ALAT offers personalized budgeting tools and alerts, helping users maintain better control over their finances.

As part of its commitment to security and user convenience, ALAT employs advanced encryption technologies and multi-factor authentication, ensuring customer data and transactions are safeguarded against potential threats. The platform is noted for its user-friendly interface, responsive customer support, and ongoing updates, continuously improving its service offerings to meet the evolving demands of the digital banking landscape.

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