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Free digital account and credit card with no annual fee

Open your free digital account with PicPay and make your money go further with the highest CDI yield in Brazil, all in one app.

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Last updated July 26, 2026
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Supported accounts:

BusinessPersonal
Based in
Brazil
Available in
Brazil
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Trustpilot

PicPay has a Trustpilot rating of 1.6 out of 5, based on 54 reviews.

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App Store

PicPay has an Apple App Store rating of 4.5 out of 5, based on 1,221 reviews.

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Play Store

PicPay has a Google Play Store rating of 4.4 out of 5, based on 2,675,979 reviews.

Neolista Score

4.4

A trusted, all-in-one rating that simplifies feedback from across the web.

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  • Based on 2,677,254 reviews
  • Easy to compare
  • Updated every day
  • Based on 3 sources

Manage your money on the go.

Download the PicPay app from the App Store or Google Play.

Open accounts, move money, manage cards, and track spending — straight from your phone.

Download on the App StoreGet it on Google Play
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Latest articles about PicPay and others

Explore our collection of articles covering PicPay and the wider world of digital finance.

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PicPay FAQs

Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about PicPay.

PicPay is a mobile banking application that combines a user-friendly interface with a wide range of financial services catering to the needs of its users. It acts both as a digital wallet and a social payment platform, allowing users to send and receive money, pay bills, recharge mobile phones, and make payments both online and in-store through QR codes. In addition to these features, PicPay offers cashback incentives on transactions, adding value for its users.

One of PicPay's standout features is its social aspect, where users can interact with their contacts and split bills or share expenses effortlessly, making it popular among friends and family who frequently share costs. Additionally, the app provides a platform for users to save money, providing access to various financial services including credit cards, loans, and investment options.

The application boasts strong security measures to protect users' financial data and transactions, including encryption and multifactor authentication. With its comprehensive offerings and ease of use, PicPay aims to streamline day-to-day financial activities and enhance the banking experience for its growing customer base.

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