Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.
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Supported accounts:
Personal
Upgrade has a Trustpilot rating of 4.7 out of 5, based on 58,103 reviews.
Upgrade has an Apple App Store rating of 4.9 out of 5, based on 82,640 reviews.
Upgrade has a Google Play Store rating of 4.4 out of 5, based on 29,614 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
A weighted average across Trustpilot, App Store, and Google Play. Each source is weighted by its review count, so high-volume sources contribute more to the final score.
Not sure which to pick? Here's how Upgrade stacks up against other fintechs.
Download the Upgrade app from the App Store or Google Play.
Open accounts, move money, manage cards, and track spending — straight from your phone.
Explore what real users have to say about their experiences with Upgrade. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.
I applied for a loan and got the loan approved in less than 24 hours.
July 26, 2026
Thank you for accepting me.. It help me a lot to due the other bills I have..
July 25, 2026
Explore our collection of articles covering Upgrade and the wider world of digital finance.
For European SMEs seeking modern financial infrastructure, the choice between Wallester Business and Bunq Business hinges on one core distinction: the need for scalable expense management versus a full-service digital bank.
Read moreIf your business spans countries, currencies, and remote teams, your choice of financial infrastructure can make or break efficiency. In this article, we compare Wallester Business and Wise Business side by side — from card issuance to multi-currency accounts — to help you choose the best platform for your company’s global finance operations.
Read moreChoosing the right spend management tool can make or break your financial efficiency — especially if your business operates across multiple teams, cost centres, or currencies. In this comparison, we break down how Wallester Business and Pleo stack up in features, pricing, and scalability to help you find the best fit for your company’s expense management needs.
Read moreIn the EEA, two popular options are Wallester Business and Revolut Business. Both platforms offer card issuance, team access, and expense tracking features. However, they are not the same.
Read moreWallester Business and Payhawk are both corporate card and expense management platforms. However, there are some significant differences between the two.
Read moreStill have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Upgrade.
Upgrade is a fintech platform that offers a unique combination of mobile banking services, innovative credit products, and personal finance tools. The mobile bank simplifies banking for customers by providing a user-friendly mobile app that lets users manage their finances with ease. Upgrade's app allows customers to check their balances, transfer funds, deposit checks, and monitor their budget.
One of the standout features of Upgrade is their personal credit lines and installment loans which offer competitive interest rates and transparent fee structures. Customers can use the mobile app to apply for loans, monitor loan balances, and make payments directly from their smartphones. Additionally, Upgrade offers a rewards checking account that earns cash back on everyday purchases and has no monthly fees or overdrawing charges.
Upgrade places a strong emphasis on education and financial wellness. Through their app, customers have access to credit monitoring tools and personalized recommendations aimed at improving their financial health. With security as a top priority, Upgrade uses advanced encryption and multiple layers of security to protect users' personal information and transactions, ensuring peace of mind while banking on the go.
Upgrade is currently available to residents of the following countries:
Upgrade offers personal accounts.
On Trustpilot, Upgrade holds a rating of 4.7 out of 5 from 58,103 reviews.
On the Google Play Store, Upgrade holds a rating of 4.4 out of 5 from 29,614 reviews.
On the App Store, Upgrade holds a rating of 4.9 out of 5 from 82,640 reviews.
You can sign up for Upgrade directly on their website or mobile app. Opening an account usually takes only a few minutes — you'll need a valid ID and a few personal details to get verified.
Go to UpgradeFrom time to time we’ll send you must-know financial news and the best money-saving tips.
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