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Next level banking

Get access to personal banking services including no monthly fee checking, high-yield savings, cash advances and more with Varo Bank.

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Last updated July 26, 2026
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Supported accounts:

Personal
Based in
United States
Available in
United States
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Trustpilot

Varo has a Trustpilot rating of 4.1 out of 5, based on 5,497 reviews.

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App Store

Varo has an Apple App Store rating of 4.9 out of 5, based on 233,503 reviews.

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Play Store

Varo has a Google Play Store rating of 4.5 out of 5, based on 244,981 reviews.

Neolista Score

4.7

A trusted, all-in-one rating that simplifies feedback from across the web.

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  • Based on 483,981 reviews
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NewWe've published 219 comparisons for Varo

Compare Varo with other fintechs

Not sure which to pick? Here's how Varo stacks up against other fintechs.

Manage your money on the go.

Download the Varo app from the App Store or Google Play.

Open accounts, move money, manage cards, and track spending — straight from your phone.

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Five-star reviews from happy users

Explore what real users have to say about their experiences with Varo. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.

Great all around experience overall ratings

Great all around experience

Trustpilot

Telvin

July 25, 2026

Electronic deposit was prompt and money…

Electronic deposit was prompt and money was immediately accessible.

Trustpilot

Timothy Post

July 20, 2026

Latest articles about Varo and others

Explore our collection of articles covering Varo and the wider world of digital finance.

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Varo FAQs

Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Varo.

Varo is a mobile banking solution in the United States designed to offer users a comprehensive, user-friendly financial experience entirely through their smartphones. Established as a fully digital bank, Varo aims to provide an alternative to traditional banking by eliminating fees commonly associated with conventional banks, such as overdraft fees, monthly maintenance fees, and minimum balance requirements. The platform offers a suite of services that include checking and savings accounts, early access to direct deposit funds, high-yield savings options, and tools to help users manage their finances. Varo offers features such as instant transfer and no fee at U.S. based Allpoint® ATMs, making it an attractive option for those seeking convenience and transparency in their banking experience.

Varo distinguishes itself with a commitment to financial inclusion and empowerment, particularly targeting individuals who may be underserved by traditional financial institutions. It provides credit-building opportunities through products like the Varo Believe credit card, which helps users build credit while avoiding debt. Varo also integrates financial education and wellness tools, aiming to improve users' overall financial health. By leveraging modern technology and focusing on customer-centric policies, Varo positions itself as a forward-thinking and accessible banking alternative for the digital age, catering to a diverse range of users seeking greater control over their financial lives.

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