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Build your wealth with long-term investments
Mintos is a European investment platform that allows users to invest in loans issued by various lending companies worldwide. It offers a range of investment options, including loans, fractional bonds, and ETFs, making it a versatile platform for building a diversified portfolio.
Go to MintosLearn moreCapital at risk.
Last updated July 26, 2026
Supported accounts:
PersonalWhen you invest, your capital is at risk, and the value of your investments could go down as well as up.
Trustpilot
Mintos has a Trustpilot rating of 3.8 out of 5, based on 4,540 reviews.
App Store
Mintos has an Apple App Store rating of 4.0 out of 5, based on 10 reviews.
Play Store
Mintos has a Google Play Store rating of 3.8 out of 5, based on 1,828 reviews.
Neolista Score
3.8
A trusted, all-in-one rating that simplifies feedback from across the web.
3.8
Capital at risk.
- Based on 6,378 reviews
- Easy to compare
- Updated every day
- Based on 3 sources
How it's calculated
A weighted average across Trustpilot, App Store, and Google Play. Each source is weighted by its review count, so high-volume sources contribute more to the final score.
NewWe've published 219 comparisons for Mintos
Compare Mintos with other fintechs
Not sure which to pick? Here's how Mintos stacks up against other fintechs.
Manage your money on the go.
Download the Mintos app from the App Store or Google Play.
Open accounts, move money, manage cards, and track spending — straight from your phone.
Five-star reviews from happy users
Explore what real users have to say about their experiences with Mintos. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.
Trusty
Great platform for organize your inversion
SORIN
July 13, 2026
Many years investing
Many years investing. No lost money. Great softwhere. Love it.
JEKABS
June 27, 2026
Latest articles about Mintos and others
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Read moreMintos FAQs
Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Mintos.
Mintos is a European investment platform that allows individuals to invest in loans issued by various lending companies across the globe. Established as a regulated financial institution under the European Union's MiFID (Markets in Financial Instruments Directive), Mintos provides a secure and transparent environment for investors. With over 500,000 registered users and more than €600 million in assets under administration, the platform has gained significant traction among both novice and experienced investors. Mintos offers a diverse range of investment options, including traditional loans, fractional bonds, and ETFs, enabling investors to create a well-rounded and diversified portfolio.
One of the key features of Mintos is its ease of use and accessibility. Investors can start with as little as €50 and choose from various investment strategies, such as automated investing through pre-configured portfolios or manual selection of individual loans. The platform's user-friendly interface and mobile app provide easy access to vital investment statistics and performance data, allowing investors to monitor their portfolios conveniently. Mintos also emphasizes investor protection, offering coverage up to €20,000 under the EU's investor compensation scheme, which protects investors if the platform fails to return financial instruments or cash.
Mintos stands out due to its strong regulatory framework and commitment to transparency. As an authorized investment firm, it ensures that investors' assets are held separately from Mintos’ own assets, providing an additional layer of security. The platform's innovative approach combines both traditional and alternative investments, giving users the opportunity to achieve attractive risk-adjusted returns. Mintos also supports an active secondary market, where investors can sell their investments to other users, providing liquidity options beyond the primary market. This combination of regulatory compliance, diverse investment opportunities, and investor protection makes Mintos a compelling choice for those looking to grow their wealth through long-term investments.
Mintos is currently available to residents of the following countries:
Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.
Mintos offers personal accounts.
On Trustpilot, Mintos holds a rating of 3.8 out of 5 from 4,540 reviews.
On the App Store, Mintos holds a rating of 4.0 out of 5 from 10 reviews.
On the Google Play Store, Mintos holds a rating of 3.8 out of 5 from 1,828 reviews.
Mintos was launched in 2015.
You can sign up for Mintos directly on their website or mobile app. Opening an account usually takes only a few minutes — you'll need a valid ID and a few personal details to get verified.
Go to MintosCapital at risk.