
Lightyear launches low-cost ISAs in the UK
At the moment the market is a lottery: most Brits sleepwalk into this lottery by opening an ISA with whoever they’ve been banking with since they were a kid.
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Choose from over 5400+ global instruments including Forex, Shares, Cryptocurrencies, Indices, Commodities and more. Experience award-winning services with a trusted market leader.
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XTB has a Trustpilot rating of 3.7 out of 5, based on 2,789 reviews.
XTB has a Google Play Store rating of 4.4 out of 5, based on 161,125 reviews.
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Capital at risk.
A weighted average across Trustpilot, App Store, and Google Play. Each source is weighted by its review count, so high-volume sources contribute more to the final score.
Not sure which to pick? Here's how XTB stacks up against other fintechs.
Explore what real users have to say about their experiences with XTB. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.
easy to use, intuitive
July 20, 2026
Very easy experience
July 20, 2026
Explore our collection of articles covering XTB and the wider world of digital finance.

At the moment the market is a lottery: most Brits sleepwalk into this lottery by opening an ISA with whoever they’ve been banking with since they were a kid.
Read moreFor European SMEs seeking modern financial infrastructure, the choice between Wallester Business and Bunq Business hinges on one core distinction: the need for scalable expense management versus a full-service digital bank.
Read moreIf your business spans countries, currencies, and remote teams, your choice of financial infrastructure can make or break efficiency. In this article, we compare Wallester Business and Wise Business side by side — from card issuance to multi-currency accounts — to help you choose the best platform for your company’s global finance operations.
Read moreChoosing the right spend management tool can make or break your financial efficiency — especially if your business operates across multiple teams, cost centres, or currencies. In this comparison, we break down how Wallester Business and Pleo stack up in features, pricing, and scalability to help you find the best fit for your company’s expense management needs.
Read moreIn the EEA, two popular options are Wallester Business and Revolut Business. Both platforms offer card issuance, team access, and expense tracking features. However, they are not the same.
Read moreStill have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about XTB.
XTB is a global neobroker and online trading platform that provides access to a wide range of financial instruments, including forex, indices, commodities, stocks, ETFs, and cryptocurrencies. With a strong focus on technology, transparency, and customer service, XTB aims to offer both retail and institutional investors a seamless trading experience. The platform is designed to cater to traders of all experience levels, from beginners to seasoned professionals, by offering a combination of competitive pricing, a user-friendly interface, and advanced trading tools.
One of the standout features of XTB is its proprietary trading platform, xStation 5, which is available across desktop and mobile devices. xStation 5 is designed to provide users with a comprehensive set of tools and features, including real-time market data, advanced charting, technical analysis tools, and customizable layouts. The platform is intuitive enough for beginners to navigate easily while still offering the depth and functionality that more experienced traders require. Additionally, xStation 5 includes fast execution speeds and a range of risk management tools, such as stop losses and take profit orders, to help traders manage their positions effectively.
In terms of fees, XTB operates with a highly competitive pricing structure. It offers commission-free trading on stocks and ETFs for users in many markets, while other asset classes such as forex, commodities, and cryptocurrencies are subject to tight spreads and low trading costs. This transparent pricing model allows traders to keep their costs low, making it an attractive option for frequent traders or those looking to maximize their returns without the burden of high fees. XTB’s low-cost structure, combined with its sophisticated tools, appeals to both casual traders and more active investors.
XTB provides access to a broad range of markets, allowing users to trade over 2,000 instruments across multiple asset classes. This wide selection gives traders the ability to diversify their portfolios and take advantage of global market opportunities. Whether users are interested in trading forex pairs, tracking stock market indices, or investing in commodities like oil and gold, XTB offers the tools and market access to facilitate a wide range of trading strategies.
Security and regulation are core aspects of XTB’s offering. The platform is regulated by some of the most reputable financial authorities in the world, including the UK Financial Conduct Authority (FCA), the Cyprus Securities and Exchange Commission (CySEC), and others. These regulations ensure that XTB adheres to strict standards in terms of transparency, financial reporting, and the protection of client funds. Client funds are held in segregated accounts, separate from the company's own funds, providing an extra layer of security in the event of any financial difficulties. XTB’s regulatory status across multiple jurisdictions gives users confidence in the safety and reliability of the platform.
For traders seeking to improve their knowledge and skills, XTB places a strong emphasis on education and training. The platform offers an extensive range of educational resources, including webinars, video tutorials, eBooks, and market analysis reports. These materials cover a wide array of topics, from basic trading concepts to advanced technical strategies. XTB’s educational offerings are designed to cater to all experience levels, helping both beginners and experienced traders refine their techniques and stay informed about the latest market trends. The platform also features a demo account, allowing users to practice trading with virtual funds before committing real capital.
Customer service is another key area where XTB excels. The platform provides 24/5 customer support in multiple languages, ensuring that users can receive assistance whenever they need it. XTB’s support team is known for being responsive and knowledgeable, helping to resolve issues quickly and effectively. This commitment to customer service, combined with the platform’s emphasis on transparency, has helped XTB build a strong reputation in the online trading community.
With its combination of a powerful trading platform, low fees, a wide range of tradable assets, and strong regulatory oversight, XTB is an attractive option for traders around the world. Whether users are looking to trade forex, stocks, or cryptocurrencies, XTB offers a comprehensive and reliable solution that meets the needs of both novice and experienced investors. The platform’s commitment to innovation, security, and education ensures that it continues to be a leading choice for those looking to access global financial markets.
XTB is currently available to residents of the following countries:
Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Austria, Azerbaijan, Bahamas, Bahrain, Barbados, Belarus, Benin, Bhutan, Bolivia, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, China, Colombia, Comoros, Costa Rica, Côte d'Ivoire, Croatia, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Haiti, Honduras, Hungary, Iceland, Ireland, Italy, Jamaica, Jordan, Kazakhstan, Kiribati, Kuwait, Kyrgyzstan, Latvia, Lebanon, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Myanmar, Namibia, Nauru, Nepal, Netherlands, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Palau, Palestine, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Republic of Congo, Romania, Russia, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkmenistan, Tuvalu, Ukraine, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vatican City, Vietnam, Zambia, Zimbabwe.
XTB offers personal accounts.
On Trustpilot, XTB holds a rating of 3.7 out of 5 from 2,789 reviews.
On the Google Play Store, XTB holds a rating of 4.4 out of 5 from 161,125 reviews.
XTB was launched in 2002.
You can sign up for XTB directly on their website or mobile app. Opening an account usually takes only a few minutes — you'll need a valid ID and a few personal details to get verified.
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