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Side-by-side comparison
Bitwala logo
Bitwala
VS
Hay logo
Hay

Bitwala vs Hay

Side-by-side comparison of Bitwala and Hay — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Hay stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.6 / 5 on Neolista
Hay logo

Hay

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Hay to the overall average score across all listed providers.

Bitwala logo
3.6
VS
Hay logo
N/A
VS

Directory average

4.1

Bitwala vs Hay: the full comparison

Our breakdown of how Bitwala and Hay compare — and which might suit you best.

Bitwala is available in 30 countries, while Hay is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Hay is geared towards individuals. Hay makes it easier to stay in control of your spending at home and when you travel. Simple. Fast. Secure. Mobile.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Hay too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Hay aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Hay logo

Hay

Available in 1 country

Australia flag

What customers are saying

Recent verified 5-star reviews for Bitwala and Hay.

(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

No 5-star review available for Hay yet.

Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Hay logo

Hay is great for individuals

Hay offers accounts for personal customers.

Personal accounts
Go to Hay

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