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Side-by-side comparison
Bitwala logo
Bitwala
VS
Monese logo
Monese

Bitwala vs Monese

Side-by-side comparison of Bitwala and Monese — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Monese stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.6 / 5 on Neolista
Monese logo

Monese

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 19 countries
  • Rated 4.2 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Monese to the overall average score across all listed providers.

Bitwala logo
3.6
VS
Monese logo
4.2
VS

Directory average

4.1

Bitwala vs Monese: the full comparison

Our breakdown of how Bitwala and Monese compare — and which might suit you best.

Bitwala is available in 30 countries, while Monese is available in 19 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Monese is geared towards both individuals and businesses. Get your Monese account to start spending, sending and saving in minutes. It currently holds a Neolista score of 4.2 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Monese too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Monese aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Monese logo

Monese

Available in 19 countries

Austria flagBelgium flagCyprus flagEstonia flagFinland flagFrance flagGermany flagGreece flagIreland flagItaly flagLatvia flagLithuania flagLuxembourg flagMalta flag+5 more

What customers are saying

Recent verified 5-star reviews for Bitwala and Monese.

(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

Amazing service I opened the account in 3 minutes

Trustpilot
Fotios"Monese" review from Trustpilot
Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Monese logo

Monese is great for everyone

Monese is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monese

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