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Side-by-side comparison
Bitwala logo
Bitwala
VS
Qonto logo
Qonto

Bitwala vs Qonto

Side-by-side comparison of Bitwala and Qonto — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Qonto stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.8 / 5 on Neolista
Qonto logo

Qonto

Top rated
  • Mobile-first banking
  • Built for businesses
  • Available in 4 countries
  • Rated 4.6 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Qonto to the overall average score across all listed providers.

Bitwala logo
3.8
VS
Qonto logo
4.6
VS

Directory average

4.1

Bitwala vs Qonto: the full comparison

Our breakdown of how Bitwala and Qonto compare — and which might suit you best.

Bitwala is available in 30 countries, while Qonto is available in 4 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.8 out of 5.

By comparison, Qonto is geared towards businesses. Keep your business account and all your finance needs safely organized under one roof. Manage money quickly, easily & efficiently. Whether you’re alone or leading a team. It currently holds a Neolista score of 4.6 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Qonto too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Qonto aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Qonto logo

Qonto

Available in 4 countries

France flagGermany flagItaly flagSpain flag

What customers are saying

Recent verified 5-star reviews for Bitwala and Qonto.

(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

After browsing the site for a while, i have to admit that this is one of the better company that you can find out there. The site run fast, and the agent answer all of my question patiently and with clarity, even accounting for my misconceptions and mistakes.

Trustpilot
Val Legacy"Qonto" review from Trustpilot
Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Qonto logo

Qonto is great for businesses

Qonto offers accounts for business customers.

Business accounts
Go to Qonto

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