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Side-by-side comparison
Imagin logo
Imagin
VS
Monzo logo
Monzo

Imagin vs Monzo

Side-by-side comparison of Imagin and Monzo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Imagin and Monzo stand out.

Imagin logo

Imagin

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Monzo logo

Monzo

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 1 country
  • Rated 4.3 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Imagin and Monzo to the overall average score across all listed providers.

Imagin logo
4.7
VS
Monzo logo
4.3
VS

Directory average

4.1

Imagin vs Monzo: the full comparison

Our breakdown of how Imagin and Monzo compare — and which might suit you best.

Imagin is available in 1 country, while Monzo is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Imagin is best suited to individuals. Discover Imagin, your online bank with no fees where, in addition to managing your money, you can enjoy a community and lots of discounts and benefits. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Monzo is geared towards both individuals and businesses. Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free. It currently holds a Neolista score of 4.3 out of 5.

If Imagin lines up with what you need, it's a strong choice — but it's worth weighing Monzo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Imagin and Monzo aren't available everywhere. Here's where each one currently operates.

Imagin logo

Imagin

Available in 1 country

Spain flag
VS
Monzo logo

Monzo

Available in 1 country

United Kingdom flag

What customers are saying

Recent verified 5-star reviews for Imagin and Monzo.

I am amazed by so many negative reviews. I’ve been using the app for years now and it is just perfect… if you know how it works. Many customers are having trouble receiving codes while transferring money or doing other operations because caixa’s security system is very strong and can’t accept unsecured lines. I had an international phone number which wasn’t considered safe by the Spanish banking system therefore it was very hard to receive codes or calls. As soon as I switched to a Spanish number everything worked just fine. Also, I never had a problem communicating with the customer service over the phone. People jump to conclusions way too fast. It’s a shame how a perfectly good app and banking service receives so many bad reviews because people don’t understand, nor are willing to learn how to use and appreciate technology.

Trustpilot
Florin Mocanu"Imagin" review from Trustpilot

love how flexible it is and able to get a card for my daughter as well

Trustpilot
Karen walker"Monzo" review from Trustpilot
Imagin logo

Imagin is great for individuals

Imagin offers accounts for personal customers.

Personal accounts
Go to Imagin
Monzo logo

Monzo is great for everyone

Monzo is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monzo

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