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Side-by-side comparison
Mercury logo
Mercury
VS
Monzo logo
Monzo

Mercury vs Monzo

Side-by-side comparison of Mercury and Monzo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Mercury and Monzo stand out.

Mercury logo

Mercury

Top rated
  • Mobile-first banking
  • Built for businesses
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Monzo logo

Monzo

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 1 country
  • Rated 4.3 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Mercury and Monzo to the overall average score across all listed providers.

Mercury logo
4.7
VS
Monzo logo
4.3
VS

Directory average

4.1

Mercury vs Monzo: the full comparison

Our breakdown of how Mercury and Monzo compare — and which might suit you best.

Mercury is available in 1 country, while Monzo is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Mercury is best suited to businesses. Online Business Banking For Startups & Small Businesses. Apply in 10 minutes for business banking that transforms how you operate. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Monzo is geared towards both individuals and businesses. Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free. It currently holds a Neolista score of 4.3 out of 5.

If Mercury lines up with what you need, it's a strong choice — but it's worth weighing Monzo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Mercury and Monzo aren't available everywhere. Here's where each one currently operates.

Mercury logo

Mercury

Available in 1 country

United States flag
VS
Monzo logo

Monzo

Available in 1 country

United Kingdom flag

What customers are saying

Recent verified 5-star reviews for Mercury and Monzo.

I’ve had a very positive experience with Mercury. The platform is modern, simple, and easy to use, especially for managing a U.S. business remotely. Customer support has also been responsive and helpful whenever needed. Overall, a reliable and well-designed banking experience.

Trustpilot
Cenk"Mercury" review from Trustpilot

love how flexible it is and able to get a card for my daughter as well

Trustpilot
Karen walker"Monzo" review from Trustpilot
Mercury logo

Mercury is great for businesses

Mercury offers accounts for business customers.

Business accounts
Go to Mercury
Monzo logo

Monzo is great for everyone

Monzo is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monzo

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