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Side-by-side comparison
Monese logo
Monese
VS
Varo logo
Varo

Monese vs Varo

Side-by-side comparison of Monese and Varo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Monese and Varo stand out.

Monese logo

Monese

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 19 countries
  • Rated 4.2 / 5 on Neolista
Varo logo

Varo

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Monese and Varo to the overall average score across all listed providers.

Monese logo
4.2
VS
Varo logo
4.7
VS

Directory average

4.1

Monese vs Varo: the full comparison

Our breakdown of how Monese and Varo compare — and which might suit you best.

Monese is available in 19 countries, while Varo is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Monese is best suited to both individuals and businesses. Get your Monese account to start spending, sending and saving in minutes. It currently holds a Neolista score of 4.2 out of 5.

By comparison, Varo is geared towards individuals. Get access to personal banking services including no monthly fee checking, high-yield savings, cash advances and more with Varo Bank. It currently holds a Neolista score of 4.7 out of 5.

If Monese lines up with what you need, it's a strong choice — but it's worth weighing Varo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Monese and Varo aren't available everywhere. Here's where each one currently operates.

Monese logo

Monese

Available in 19 countries

Austria flagBelgium flagCyprus flagEstonia flagFinland flagFrance flagGermany flagGreece flagIreland flagItaly flagLatvia flagLithuania flagLuxembourg flagMalta flag+5 more
VS
Varo logo

Varo

Available in 1 country

United States flag

What customers are saying

Recent verified 5-star reviews for Monese and Varo.

Amazing service I opened the account in 3 minutes

Trustpilot
Fotios"Monese" review from Trustpilot

Great all around experience

Trustpilot
Telvin"Varo" review from Trustpilot
Monese logo

Monese is great for everyone

Monese is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monese
Varo logo

Varo is great for individuals

Varo offers accounts for personal customers.

Personal accounts
Go to Varo

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