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Side-by-side comparison
Mukuru logo
Mukuru
VS
Wise logo
Wise

Mukuru vs Wise

Side-by-side comparison of Mukuru and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Mukuru and Wise stand out.

Mukuru logo

Mukuru

Top rated
  • Affordable international transfers
  • Great for personal use
  • Available in 8 countries
  • Rated 4.5 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Mukuru and Wise to the overall average score across all listed providers.

Mukuru logo
4.5
VS
Wise logo
4.7
VS

Directory average

4.1

Mukuru vs Wise: the full comparison

Our breakdown of how Mukuru and Wise compare — and which might suit you best.

Mukuru is available in 8 countries, while Wise, founded in 2011, is available in 177 countries. Both are popular money apps, but they take different approaches and suit different needs.

Mukuru is best suited to individuals. Send money across borders with ease and confidence using Mukuru. We simplify global money transfer needs, empowering you to connect with your loved ones. It currently holds a Neolista score of 4.5 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Mukuru lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Mukuru and Wise aren't available everywhere. Here's where each one currently operates.

Mukuru logo

Mukuru

Available in 8 countries

Kenya flagLesotho flagMalawi flagSouth Africa flagUganda flagUnited Kingdom flagZambia flagZimbabwe flag
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Mukuru and Wise.

I had reason to use this company this week to transfer money to Africa .. my not so competent technology ended up with a few queries to get started .. i contacted their help desk three times for assistance telephonically.. each time speaking to a different person .. every single one of them was helpful efficient and solved the problem there and then with consistently great action by them all .. once I got my self created issues sorted it was a breeze .. the staff I dealt with are great ambassadors for the company .. Thanks for great service Mukuru

Trustpilot
Nigel Triggs"Mukuru" review from Trustpilot

SIMPLE, DOES WHAT IT SAYS ON THE TIN,

Trustpilot
Alan"Wise" review from Trustpilot
Mukuru logo

Mukuru is great for individuals

Mukuru offers accounts for personal customers.

Personal accounts
Go to Mukuru
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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