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Side-by-side comparison
Relay logo
Relay
VS
Wise logo
Wise

Relay vs Wise

Side-by-side comparison of Relay and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Relay and Wise stand out.

Relay logo

Relay

Top rated
  • Mobile-first banking
  • Built for businesses
  • Available in 1 country
  • Rated 4.5 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Relay and Wise to the overall average score across all listed providers.

Relay logo
4.5
VS
Wise logo
4.7
VS

Directory average

4.1

Relay vs Wise: the full comparison

Our breakdown of how Relay and Wise compare — and which might suit you best.

Relay is available in 1 country, while Wise, founded in 2011, is available in 177 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Relay is best suited to businesses. Relay’s online banking and money management platform puts you in complete control of your cash flow. It currently holds a Neolista score of 4.5 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Relay lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Relay and Wise aren't available everywhere. Here's where each one currently operates.

Relay logo

Relay

Available in 1 country

United States flag
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Relay and Wise.

When I was able to reach someone via email, it made it easier than the chat. All I wanted was a change on how my name appeared but I kept getting info on legal name change. The agent who assisted me took care of my request easily and painlessly. My suggestion is to fix the chat, what I asked was to change how my name appeared, I did not get the answer to it, instead I got everything else that was not related.

Trustpilot
Connie Kirkpatrick"Relay" review from Trustpilot

SIMPLE, DOES WHAT IT SAYS ON THE TIN,

Trustpilot
Alan"Wise" review from Trustpilot
Relay logo

Relay is great for businesses

Relay offers accounts for business customers.

Business accounts
Go to Relay
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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