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Best Money Transfer Services in Germany (August 2026)

Compare leading money transfer services for sending money from Germany. Find the provider with the best exchange rate and lowest fees for your corridor.

See 19 transfer services available in Germany

Photo by Lander Lai on Pexels

There are 17 money transfer services available in Germany.

Last updated August 2026
4.5
Featured
CurrencyFair app badge
CurrencyFair

est. 2009

The easy way to send money online

Available for

PersonalBusiness
4.8

Fast and safe

Available for

Personal
4.7
Wise app badge
Wise

est. 2011

Money for here, there and everywhere.

Available for

BusinessPersonal

Promises Delivered

Available for

Personal
4.9
TorFX app badge
TorFX

est. 2004

Award-winning currency transfers

Available for

PersonalBusiness
4.7
XE app badge
XE

est. 1993

Trusted Global Money Transfers

Available for

PersonalBusiness
4.6
Sendwave app badge
Sendwave

est. 2014

Send money with love

Available for

Personal

Fast, flexible and secure money transfers

Available for

Personal
4.5
Revolut app badge
Revolut

est. 2015

Get more from your money

Available for

BusinessPersonal

We transfer world-wide

Available for

Personal

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Which money transfer services are best for individuals in Germany?

Money transfer services in Germany let individuals send money abroad faster and cheaper than a traditional bank. With better exchange rates and lower fees, they are ideal for supporting family overseas, paying for travel, or moving money between your own accounts from Germany.

  • CurrencyFair – Fast, secure money transfers from your bank account to theirs. 150+ countries with 20+ currencies for less with no hidden fees.
  • Ria – Ria is one of the largest international money transfer service providers in the world. Send money online from your mobile device with the Ria Money Transfer app. Safely and quickly send money to 190+ countries in our network, with over 500,000 partner locations. With receiving options including cash pickup, bank deposit, mobile wallets, and home delivery, we make receiving money simple.
  • Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
  • Remitly – Transfer money internationally to 170+ countries and 100+ currencies with no hidden fees. Receive funds securely using convenient delivery options.
  • TorFX – Transfer online, through our app or over the phone with your Account Manager. TorFX offers fee-free currency transfers at excellent exchange rates.

Which money transfer services are best for businesses in Germany?

Business money transfer services in Germany help companies pay suppliers, contractors, and staff abroad with competitive rates and low fees. Features often include multi-currency accounts, batch payments, and API access, making cross-border payments simpler for businesses in Germany.

  • CurrencyFair – Fast, secure money transfers from your bank account to theirs. 150+ countries with 20+ currencies for less with no hidden fees.
  • Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
  • TorFX – Transfer online, through our app or over the phone with your Account Manager. TorFX offers fee-free currency transfers at excellent exchange rates.
  • XE – Get the best currency exchange rates for international money transfers to 200 countries in 100 foreign currencies. Send and receive money with best forex rates.
  • Revolut – Exchange money with no hidden fees. Buy crypto, gold and manage your money with spending analytics. Join over 12 million Revolut customers.

Frequently asked questions about money transfers

Everything you need to know about sending money abroad — the essentials, answered.

What is a money transfer service?

A money transfer service lets you send money internationally, usually faster and cheaper than a traditional bank, through an app or website.

How do money transfer services make money?

Mainly through a margin on the exchange rate and a transfer fee. The cheapest providers keep both low.

How long does an international transfer take?

Anywhere from minutes to a few business days, depending on the provider, corridor, and payment method.

Are online money transfers safe?

Licensed providers are regulated and use encryption and identity checks to protect your money and data.

How do I get the best exchange rate?

Compare the total cost (exchange rate plus fees) across providers for your specific amount and corridor, rather than the headline rate alone.

Can businesses use money transfer services?

Yes. Many providers offer business accounts with multi-currency balances, batch payments, and API access.

What do I need to send money abroad?

Typically the recipient's account details, a valid ID for verification, and a funding method such as a card or bank transfer.

Why is a transfer service cheaper than my bank?

Specialist providers use the mid-market rate with transparent fees, while banks often add a hidden margin to the exchange rate.

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