Best Neobanks in Indonesia (August 2026)
Discover leading mobile banks around the globe, including top choices available for consumers and businesses in Indonesia. Find the ideal platform that suits your personal or business banking needs.
See 6 mobile banks available in Indonesia
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There are 6 neobanks available in Indonesia.
Last updated August 2026
est. 2011
Money for here, there and everywhere.
Available in
Indonesia and 176 other countriesAvailable for
Platform for Digital Businesses
Available in
Indonesia and 182 other countriesAvailable for
Account With a Card in Your Pocket
Available in
Indonesia and 163 other countriesAvailable for
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Which personal neobanks are best for residents of Indonesia?
A personal neobank in Indonesia offers a convenient and often more affordable alternative to traditional banks. These online-only solutions provide multi-currency accounts, international transfers, and debit cards. Whether you travel often, work remotely, or simply want to manage your finances more efficiently, neobanks offer a seamless, cost-effective option for residents of Indonesia.
- Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
- Bilder – From rapid bank transfers around the world to cutting-edge cards with guaranteed cashback, Apple Pay, Google Pay and more.
- Aladin – In starting your financial journey, Aladin is ready to be your savings friend, as well as a prayer friend to help you make financial transactions in accordance with sharia values.
- Bank Saqu – Digital banking services from Bank Jasa Jakarta are designed as companions for the productive generation in Indonesia who have a solopreneur spirit.
Which business neobanks are best for businesses based in Indonesia?
A business neobank in Indonesia provides a tailored solution for companies operating in the country. These online-only platforms offer multi-currency accounts, international payments, and expense-management tools designed for businesses. Whether you're a startup or an established enterprise, a business neobank can streamline your finances and cut costs in Indonesia.
- Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
- Payoneer – Pay and get paid with multiple payment methods everywhere with Payoneer. Send business payments to vendors & receive funds from global clients and marketplaces.
- Bilder – From rapid bank transfers around the world to cutting-edge cards with guaranteed cashback, Apple Pay, Google Pay and more.
- Volopay – Volopay gives you control over your company's payments, expenses, budgets, and accounting. The best alternative for your business account. Join the hundreds of companies that trust Volopay.
- Aladin – In starting your financial journey, Aladin is ready to be your savings friend, as well as a prayer friend to help you make financial transactions in accordance with sharia values.
Frequently asked questions about neobanks
Everything you need to know about mobile banking — the essentials, answered.
What is a neobank?
A neobank operates primarily through a mobile app, letting you manage your money digitally without ever visiting a physical branch.
How secure is mobile banking?
Neobanks use advanced security measures such as encryption, two-factor authentication, and biometric logins to keep your financial data protected.
Can I open a neobank account as a non-resident?
Many neobanks serve non-residents, though requirements vary. Check each provider's eligibility rules before applying.
What are the main advantages of a neobank?
Lower fees, 24/7 digital access, real-time transaction notifications, and modern money-management tools compared with traditional banks.
Are there any fees with a neobank?
Most neobanks reduce or remove monthly fees, but charges can still apply for out-of-network ATM withdrawals, currency conversion, or premium plans.
How do I deposit money into a neobank account?
Usually via bank transfer, direct deposit, or by adding a card; some neobanks also support cash deposits at partner locations.
How do I choose a neobank?
Compare fees, available features, supported countries, customer support, security, and user reviews against your own needs.
What is the difference between a neobank and an online bank?
Neobanks are usually app-first fintechs that may partner with a licensed bank, while online banks are typically the digital arm of an established, fully licensed bank.