No monthly fees. 60k+ ATMs. Build credit. Get fee-free overdraft up to $200. Chime is a tech co, not a bank. Banking services provided by bank partners.
Go to ChimeLearn more
Supported accounts:
Personal
Chime has a Trustpilot rating of 3.5 out of 5, based on 13,190 reviews.
Chime has an Apple App Store rating of 4.8 out of 5, based on 1,532,798 reviews.
Chime has a Google Play Store rating of 4.7 out of 5, based on 1,082,169 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
A weighted average across Trustpilot, App Store, and Google Play. Each source is weighted by its review count, so high-volume sources contribute more to the final score.
Not sure which to pick? Here's how Chime stacks up against other fintechs.
Download the Chime app from the App Store or Google Play.
Open accounts, move money, manage cards, and track spending — straight from your phone.
Explore what real users have to say about their experiences with Chime. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.
But is it possible can I get $100 loan and I love this chime
July 26, 2026
I've been with chime for years and satisfied with their services, the only thing I suggest they do is set-up international banking by that I mean being able to do ACH TRANSFER internationally.
July 26, 2026
Explore our collection of articles covering Chime and the wider world of digital finance.
For European SMEs seeking modern financial infrastructure, the choice between Wallester Business and Bunq Business hinges on one core distinction: the need for scalable expense management versus a full-service digital bank.
Read moreIf your business spans countries, currencies, and remote teams, your choice of financial infrastructure can make or break efficiency. In this article, we compare Wallester Business and Wise Business side by side — from card issuance to multi-currency accounts — to help you choose the best platform for your company’s global finance operations.
Read moreChoosing the right spend management tool can make or break your financial efficiency — especially if your business operates across multiple teams, cost centres, or currencies. In this comparison, we break down how Wallester Business and Pleo stack up in features, pricing, and scalability to help you find the best fit for your company’s expense management needs.
Read moreIn the EEA, two popular options are Wallester Business and Revolut Business. Both platforms offer card issuance, team access, and expense tracking features. However, they are not the same.
Read moreWallester Business and Payhawk are both corporate card and expense management platforms. However, there are some significant differences between the two.
Read moreStill have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Chime.
Chime is an innovative fintech company that operates as a mobile banking platform. It provides customers with a user-friendly mobile app combined with no-fee checking and savings accounts, automatic savings features, and early direct deposit services. With Chime, users can receive their paycheck up to two days early when they set up direct deposit, which can be a significant advantage for budgeting and financial planning. Chime also offers a Visa debit card, which can be used with no foreign transaction fees and a network of fee-free ATMs.
One of the key benefits of Chime is its commitment to no hidden fees. It does not charge monthly maintenance fees, minimum balance fees, or overdraft fees. In fact, Chime provides an Overdraft-free feature called SpotMe, which allows eligible members to overdraw their account without penalty within set limits. Furthermore, Chime uses real-time alerts to keep customers informed about their transactions and account balances, adding an extra layer of financial security and awareness.
Another feature that distinguishes Chime from traditional banks is its Automatic Savings program. When a transaction is made with the Chime Visa debit card, transactions can be rounded up to the nearest dollar, and the roundup can be automatically transferred to the savings account. Additionally, customers have the option to automatically transfer a percentage of every paycheck directly into their savings.
Chime focuses heavily on community and customer service, despite being a branchless bank, providing assistance through their in-app support, website, and phone lines. Its user-centric design, paired with competitive features, makes Chime a popular choice among those seeking a modern banking solution that fits a digital and on-the-go lifestyle.
Chime is currently available to residents of the following countries:
Chime offers personal accounts.
On the App Store, Chime holds a rating of 4.8 out of 5 from 1,532,798 reviews.
On Trustpilot, Chime holds a rating of 3.5 out of 5 from 13,190 reviews.
On the Google Play Store, Chime holds a rating of 4.7 out of 5 from 1,082,169 reviews.
You can sign up for Chime directly on their website or mobile app. Opening an account usually takes only a few minutes — you'll need a valid ID and a few personal details to get verified.
Go to ChimeFrom time to time we’ll send you must-know financial news and the best money-saving tips.
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