Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free.
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Supported accounts:
PersonalBusiness
Monzo has a Trustpilot rating of 4.6 out of 5, based on 70,567 reviews.
Monzo has an Apple App Store rating of 4.8 out of 5, based on 5,623 reviews.
Monzo has a Google Play Store rating of 4.2 out of 5, based on 178,864 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
A weighted average across Trustpilot, App Store, and Google Play. Each source is weighted by its review count, so high-volume sources contribute more to the final score.
Not sure which to pick? Here's how Monzo stacks up against other fintechs.
Download the Monzo app from the App Store or Google Play.
Open accounts, move money, manage cards, and track spending — straight from your phone.
Explore what real users have to say about their experiences with Monzo. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.
love how flexible it is and able to get a card for my daughter as well
July 25, 2026
Everything is very good
July 25, 2026
Explore our collection of articles covering Monzo and the wider world of digital finance.
For European SMEs seeking modern financial infrastructure, the choice between Wallester Business and Bunq Business hinges on one core distinction: the need for scalable expense management versus a full-service digital bank.
Read moreIf your business spans countries, currencies, and remote teams, your choice of financial infrastructure can make or break efficiency. In this article, we compare Wallester Business and Wise Business side by side — from card issuance to multi-currency accounts — to help you choose the best platform for your company’s global finance operations.
Read moreChoosing the right spend management tool can make or break your financial efficiency — especially if your business operates across multiple teams, cost centres, or currencies. In this comparison, we break down how Wallester Business and Pleo stack up in features, pricing, and scalability to help you find the best fit for your company’s expense management needs.
Read moreIn the EEA, two popular options are Wallester Business and Revolut Business. Both platforms offer card issuance, team access, and expense tracking features. However, they are not the same.
Read moreWallester Business and Payhawk are both corporate card and expense management platforms. However, there are some significant differences between the two.
Read moreStill have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Monzo.
Monzo is a UK-based digital-only bank that operates without traditional physical branch networks, focusing instead on providing a user-friendly, app-based banking experience. It offers a range of financial services traditionally associated with banks, such as opening current accounts, instant notifications for transactions, budgeting tools, and savings pots. In addition, Monzo provides international money transfers, fee-free spending abroad, and has added features like salary sorter and bills splitting functionalities to help users manage their finances more effectively. The bank places a strong emphasis on transparency, customer service, and community, often incorporating user feedback into product development. With its bright coral-colored debit cards and innovative financial solutions, Monzo targets a tech-savvy audience that prefers managing their finances on-the-go.
Monzo is currently available to residents of the following countries:
Monzo offers both personal and business accounts.
On the App Store, Monzo holds a rating of 4.8 out of 5 from 5,623 reviews.
On the Google Play Store, Monzo holds a rating of 4.2 out of 5 from 178,864 reviews.
On Trustpilot, Monzo holds a rating of 4.6 out of 5 from 70,567 reviews.
You can sign up for Monzo directly on their website or mobile app. Opening an account usually takes only a few minutes — you'll need a valid ID and a few personal details to get verified.
Go to MonzoFrom time to time we’ll send you must-know financial news and the best money-saving tips.
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