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Side-by-side comparison
Bitwala logo
Bitwala
VS
Osper logo
Osper

Bitwala vs Osper

Side-by-side comparison of Bitwala and Osper — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Osper stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.6 / 5 on Neolista
Osper logo

Osper

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.3 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Osper to the overall average score across all listed providers.

Bitwala logo
3.6
VS
Osper logo
4.3
VS

Directory average

4.1

Bitwala vs Osper: the full comparison

Our breakdown of how Bitwala and Osper compare — and which might suit you best.

Bitwala is available in 30 countries, while Osper is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Osper is geared towards individuals. Empowering Young People to manage their money responsibly It currently holds a Neolista score of 4.3 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Osper too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Osper aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Osper logo

Osper

Available in 1 country

United Kingdom flag

What customers are saying

Recent verified 5-star reviews for Bitwala and Osper.

(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

We’ve had Osper in our family since 2015 and it’s been amazing. My youngest daughter has just turned 18 so we’re having to leave the world of Osper. It’s given my daughters financial independence in a safe environment throughout their pre-teen and teens. We will miss Osper!

Trustpilot
Niamh"Osper" review from Trustpilot
Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Osper logo

Osper is great for individuals

Osper offers accounts for personal customers.

Personal accounts
Go to Osper

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