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Side-by-side comparison
Osper logo
Osper
VS
Wise logo
Wise

Osper vs Wise

Side-by-side comparison of Osper and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Osper and Wise stand out.

Osper logo

Osper

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.4 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Osper and Wise to the overall average score across all listed providers.

Osper logo
4.4
VS
Wise logo
4.7
VS

Directory average

4.1

Osper vs Wise: the full comparison

Our breakdown of how Osper and Wise compare — and which might suit you best.

Osper is available in 1 country, while Wise, founded in 2011, is available in 177 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Osper is best suited to individuals. Empowering Young People to manage their money responsibly It currently holds a Neolista score of 4.4 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Osper lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Osper and Wise aren't available everywhere. Here's where each one currently operates.

Osper logo

Osper

Available in 1 country

United Kingdom flag
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Osper and Wise.

We’ve had Osper in our family since 2015 and it’s been amazing. My youngest daughter has just turned 18 so we’re having to leave the world of Osper. It’s given my daughters financial independence in a safe environment throughout their pre-teen and teens. We will miss Osper!

Trustpilot
Niamh"Osper" review from Trustpilot

SIMPLE, DOES WHAT IT SAYS ON THE TIN,

Trustpilot
Alan"Wise" review from Trustpilot
Osper logo

Osper is great for individuals

Osper offers accounts for personal customers.

Personal accounts
Go to Osper
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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