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Side-by-side comparison
Bunq logo
Bunq
VS
N26 logo
N26

Bunq vs N26

Side-by-side comparison of Bunq and N26 — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bunq and N26 stand out.

Bunq logo

Bunq

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 30 countries
  • Founded in 2012
N26 logo

N26

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 8 countries
  • Rated 3.5 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bunq and N26 to the overall average score across all listed providers.

Bunq logo
3.7
VS
N26 logo
3.5
VS

Directory average

4.1

Bunq vs N26: the full comparison

Our breakdown of how Bunq and N26 compare — and which might suit you best.

Bunq, founded in 2012, is available in 30 countries, while N26 is available in 8 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Bunq is best suited to both individuals and businesses. The future calls for banks that are sustainable in as many ways as possible. Enjoy benefits that help you save time, money and CO2. All with the safety and security of a true bank. It currently holds a Neolista score of 3.7 out of 5.

By comparison, N26 is geared towards individuals. N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives. It currently holds a Neolista score of 3.5 out of 5.

If Bunq lines up with what you need, it's a strong choice — but it's worth weighing N26 too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bunq and N26 aren't available everywhere. Here's where each one currently operates.

Bunq logo

Bunq

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
N26 logo

N26

Available in 8 countries

Austria flagBelgium flagFrance flagGermany flagIreland flagItaly flagSpain flagSwitzerland flag

What customers are saying

Recent verified 5-star reviews for Bunq and N26.

No 5-star review available for Bunq yet.

I am a customer since 2017. The bank never failed me personally. The app is good, fast, available in English and is function wise in the same ballpark as other apps from competitors. I am a metal customer and even though I never really needed it - but the travel insurance is really good (as described). The investment features are also good enough for me as a “just buy monthly ETF shares.”What may help to further get more market shares would be the offering of a real credit card. Because of that I am “forced” to posses multiple cards from different banks. I never needed the service. But my wife as a foreigner in Germany did need. There was a glitch in the KYC process that would only accept RFID based residence cards and she only possessed a paper based in her passport (problems at the Bundesdruckerei at the time). We had to wait over a month to get a solution. We persuaded them eventually to give us the possibility to use PostIdent - then it worked.

Trustpilot
Mario Saternus"N26" review from Trustpilot
Bunq logo

Bunq is great for everyone

Bunq is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Bunq
N26 logo

N26 is great for individuals

N26 offers accounts for personal customers.

Personal accounts
Go to N26

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