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Side-by-side comparison
Western Union logo
Western Union
VS
Wise logo
Wise

Western Union vs Wise

Side-by-side comparison of Western Union and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Western Union and Wise stand out.

Western Union logo

Western Union

Wide availability
  • Affordable international transfers
  • Great for personal use
  • Available in 195 countries
  • Rated 4.4 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Western Union and Wise to the overall average score across all listed providers.

Western Union logo
4.4
VS
Wise logo
4.7
VS

Directory average

4.1

Western Union vs Wise: the full comparison

Our breakdown of how Western Union and Wise compare — and which might suit you best.

Western Union is available in 195 countries, while Wise, founded in 2011, is available in 177 countries. Both are popular money apps, but they take different approaches and suit different needs.

Western Union is best suited to individuals. Transfer money conveniently with Western Union. Begin your international money transfer online, on the app or pay in person, to receivers around the world. It currently holds a Neolista score of 4.4 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Western Union lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Western Union and Wise aren't available everywhere. Here's where each one currently operates.

Western Union logo

Western Union

Available in 195 countries

Afghanistan flagAlbania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flag+181 more
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Western Union and Wise.

Bravissimi Excellent very professional and very kind financial operator and service. I called +390238591172 for help and the support. The operator responded from Egypt extremely professional and helped to resolve my problem. Western Union once again an excellent choice to send and receive the money fast and secure.

Trustpilot
Dragana Kostic"Western Union" review from Trustpilot

SIMPLE, DOES WHAT IT SAYS ON THE TIN,

Trustpilot
Alan"Wise" review from Trustpilot
Western Union logo

Western Union is great for individuals

Western Union offers accounts for personal customers.

Personal accounts
Go to Western Union
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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