Type to search providers.

Side-by-side comparison
Western Union logo
Western Union
VS
XE logo
XE

Western Union vs XE

Side-by-side comparison of Western Union and XE — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Western Union and XE stand out.

Western Union logo

Western Union

Wide availability
  • Affordable international transfers
  • Great for personal use
  • Available in 195 countries
  • Rated 4.4 / 5 on Neolista
XE logo

XE

Top rated
  • Affordable international transfers
  • Personal & business accounts
  • Available in 33 countries
  • Founded in 1993
Neolista

Average Neolista Scores

Compare the Neolista scores of Western Union and XE to the overall average score across all listed providers.

Western Union logo
4.4
VS
XE logo
4.7
VS

Directory average

4.5

Western Union vs XE: the full comparison

Our breakdown of how Western Union and XE compare — and which might suit you best.

Western Union is available in 195 countries, while XE, founded in 1993, is available in 33 countries. Both are popular money transfer services, but they take different approaches and suit different needs.

Western Union is best suited to individuals. Transfer money conveniently with Western Union. Begin your international money transfer online, on the app or pay in person, to receivers around the world. It currently holds a Neolista score of 4.4 out of 5.

By comparison, XE is geared towards both individuals and businesses. Get the best currency exchange rates for international money transfers to 200 countries in 100 foreign currencies. Send and receive money with best forex rates. It currently holds a Neolista score of 4.7 out of 5.

If Western Union lines up with what you need, it's a strong choice — but it's worth weighing XE too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Western Union and XE aren't available everywhere. Here's where each one currently operates.

Western Union logo

Western Union

Available in 195 countries

Afghanistan flagAlbania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flag+181 more
VS
XE logo

XE

Available in 33 countries

Australia flagAustria flagBelgium flagBulgaria flagCanada flagCroatia flagCyprus flagCzech Republic flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flag+19 more

What customers are saying

Recent verified 5-star reviews for Western Union and XE.

Bravissimi Excellent very professional and very kind financial operator and service. I called +390238591172 for help and the support. The operator responded from Egypt extremely professional and helped to resolve my problem. Western Union once again an excellent choice to send and receive the money fast and secure.

Trustpilot
Dragana Kostic"Western Union" review from Trustpilot

Was an existing HIFX Customer and really happy with XE money transfer. The process makes it easy and stress free to transfer overseas money.Thanks again

Trustpilot
Colin Barrie"XE" review from Trustpilot
Western Union logo

Western Union is great for individuals

Western Union offers accounts for personal customers.

Personal accounts
Go to Western Union
XE logo

XE is great for everyone

XE is available for both personal and business customers.

Personal accountsBusiness accounts
Go to XE

Get news, tips and deals straight to your inbox

From time to time we’ll send you must-know financial news and the best money-saving tips.

We care about the protection of your data. Read our Privacy Policy.

Submit a missing provider

Let us know about a provider that isn’t listed yet and we’ll review it for inclusion.

Category
Account types

We use your details only to review this submission and follow up if needed.