Wise vs XE: the full comparison
Our breakdown of how Wise and XE compare — and which might suit you best.
Wise, founded in 2011, is available in 177 countries, while XE, founded in 1993, is available in 33 countries. Both are popular money apps, but they take different approaches and suit different needs.
Wise is best suited to both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.
By comparison, XE is geared towards both individuals and businesses. Get the best currency exchange rates for international money transfers to 200 countries in 100 foreign currencies. Send and receive money with best forex rates. It currently holds a Neolista score of 4.7 out of 5.
If Wise lines up with what you need, it's a strong choice — but it's worth weighing XE too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.
