Best Neobanks in Brazil (August 2026)
Discover leading mobile banks around the globe, including top choices available for consumers and businesses in Brazil. Find the ideal platform that suits your personal or business banking needs.
See 27 mobile banks available in Brazil
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There are 10 neobanks available in Brazil.
Last updated August 2026
est. 2011
Money for here, there and everywhere.
Available in
Brazil and 176 other countriesAvailable for
Free digital account and credit card with no annual fee
Available in
BrazilAvailable for
Account With a Card in Your Pocket
Available in
Brazil and 163 other countriesAvailable for
Your international digital wallet
Available in
Brazil and 17 other countriesAvailable for
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Which personal neobanks are best for residents of Brazil?
A personal neobank in Brazil offers a convenient and often more affordable alternative to traditional banks. These online-only solutions provide multi-currency accounts, international transfers, and debit cards. Whether you travel often, work remotely, or simply want to manage your finances more efficiently, neobanks offer a seamless, cost-effective option for residents of Brazil.
- Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
- PagBank – PagBank is ideal for everyone with solutions for card machines, online sales, digital accounts, investments and much more. Download the app!
- BTG Pactual – Excellence to go further with a current account, card and tailored investments. Transform your financial life and reach the top with solutions that exceed expectations and support from a complete bank.
- C6 Bank – Try C6 Bank! Secure your digital account and have a healthier relationship with your money. Log in and open your account.
- Nubank – Finally, you're in control of your money. Total control of your credit card and the 100% digital account
Which business neobanks are best for businesses based in Brazil?
A business neobank in Brazil provides a tailored solution for companies operating in the country. These online-only platforms offer multi-currency accounts, international payments, and expense-management tools designed for businesses. Whether you're a startup or an established enterprise, a business neobank can streamline your finances and cut costs in Brazil.
- Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
- Payoneer – Pay and get paid with multiple payment methods everywhere with Payoneer. Send business payments to vendors & receive funds from global clients and marketplaces.
- BTG Pactual – Excellence to go further with a current account, card and tailored investments. Transform your financial life and reach the top with solutions that exceed expectations and support from a complete bank.
- Nubank – Finally, you're in control of your money. Total control of your credit card and the 100% digital account
- PicPay – Open your free digital account with PicPay and make your money go further with the highest CDI yield in Brazil, all in one app.
Frequently asked questions about neobanks
Everything you need to know about mobile banking — the essentials, answered.
What is a neobank?
A neobank operates primarily through a mobile app, letting you manage your money digitally without ever visiting a physical branch.
How secure is mobile banking?
Neobanks use advanced security measures such as encryption, two-factor authentication, and biometric logins to keep your financial data protected.
Can I open a neobank account as a non-resident?
Many neobanks serve non-residents, though requirements vary. Check each provider's eligibility rules before applying.
What are the main advantages of a neobank?
Lower fees, 24/7 digital access, real-time transaction notifications, and modern money-management tools compared with traditional banks.
Are there any fees with a neobank?
Most neobanks reduce or remove monthly fees, but charges can still apply for out-of-network ATM withdrawals, currency conversion, or premium plans.
How do I deposit money into a neobank account?
Usually via bank transfer, direct deposit, or by adding a card; some neobanks also support cash deposits at partner locations.
How do I choose a neobank?
Compare fees, available features, supported countries, customer support, security, and user reviews against your own needs.
What is the difference between a neobank and an online bank?
Neobanks are usually app-first fintechs that may partner with a licensed bank, while online banks are typically the digital arm of an established, fully licensed bank.