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Side-by-side comparison
Bunq logo
Bunq
VS
Cleo logo
Cleo

Bunq vs Cleo

Side-by-side comparison of Bunq and Cleo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bunq and Cleo stand out.

Bunq logo

Bunq

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 30 countries
  • Founded in 2012
Cleo logo

Cleo

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bunq and Cleo to the overall average score across all listed providers.

Bunq logo
3.9
VS
Cleo logo
4.7
VS

Directory average

4.1

Bunq vs Cleo: the full comparison

Our breakdown of how Bunq and Cleo compare — and which might suit you best.

Bunq, founded in 2012, is available in 30 countries, while Cleo is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bunq is best suited to both individuals and businesses. The future calls for banks that are sustainable in as many ways as possible. Enjoy benefits that help you save time, money and CO2. All with the safety and security of a true bank. It currently holds a Neolista score of 3.9 out of 5.

By comparison, Cleo is geared towards individuals. Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free. It currently holds a Neolista score of 4.7 out of 5.

If Bunq lines up with what you need, it's a strong choice — but it's worth weighing Cleo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bunq and Cleo aren't available everywhere. Here's where each one currently operates.

Bunq logo

Bunq

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Cleo logo

Cleo

Available in 1 country

United States flag

What customers are saying

Recent verified 5-star reviews for Bunq and Cleo.

No 5-star review available for Bunq yet.

I love Cleo and I would recommend it to anyone….

Trustpilot
Laquisha Garrett"Cleo" review from Trustpilot
Bunq logo

Bunq is great for everyone

Bunq is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Bunq
Cleo logo

Cleo is great for individuals

Cleo offers accounts for personal customers.

Personal accounts
Go to Cleo

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