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Side-by-side comparison
Cleo logo
Cleo
VS
Wise logo
Wise

Cleo vs Wise

Side-by-side comparison of Cleo and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Cleo and Wise stand out.

Cleo logo

Cleo

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Cleo and Wise to the overall average score across all listed providers.

Cleo logo
4.7
VS
Wise logo
4.7
VS

Directory average

4.1

Cleo vs Wise: the full comparison

Our breakdown of how Cleo and Wise compare — and which might suit you best.

Cleo is available in 1 country, while Wise, founded in 2011, is available in 177 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Cleo is best suited to individuals. Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Cleo lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Cleo and Wise aren't available everywhere. Here's where each one currently operates.

Cleo logo

Cleo

Available in 1 country

United States flag
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Cleo and Wise.

I love Cleo and I would recommend it to anyone….

Trustpilot
Laquisha Garrett"Cleo" review from Trustpilot

SIMPLE, DOES WHAT IT SAYS ON THE TIN,

Trustpilot
Alan"Wise" review from Trustpilot
Cleo logo

Cleo is great for individuals

Cleo offers accounts for personal customers.

Personal accounts
Go to Cleo
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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