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Side-by-side comparison
Cleo logo
Cleo
VS
Wamo logo
Wamo

Cleo vs Wamo

Side-by-side comparison of Cleo and Wamo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Cleo and Wamo stand out.

Cleo logo

Cleo

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Wamo logo

Wamo

Neobank
  • Mobile-first banking
  • Built for businesses
  • Available in 28 countries
  • Rated 4.4 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Cleo and Wamo to the overall average score across all listed providers.

Cleo logo
4.7
VS
Wamo logo
4.4
VS

Directory average

4.1

Cleo vs Wamo: the full comparison

Our breakdown of how Cleo and Wamo compare — and which might suit you best.

Cleo is available in 1 country, while Wamo is available in 28 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Cleo is best suited to individuals. Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Wamo is geared towards businesses. Discover the ultimate business banking solution with Wamo. Physical & virtual cards, team accounts. Do it all from one app. Ready in 10 minutes! It currently holds a Neolista score of 4.4 out of 5.

If Cleo lines up with what you need, it's a strong choice — but it's worth weighing Wamo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Cleo and Wamo aren't available everywhere. Here's where each one currently operates.

Cleo logo

Cleo

Available in 1 country

United States flag
VS
Wamo logo

Wamo

Available in 28 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagCzech Republic flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIreland flag+14 more

What customers are saying

Recent verified 5-star reviews for Cleo and Wamo.

I love Cleo and I would recommend it to anyone….

Trustpilot
Laquisha Garrett"Cleo" review from Trustpilot

Facile ed intuitivo, ottima l'assistenza di Mattia Sacco disponibile e preparatro

Trustpilot
Giuseppe Marò"Wamo" review from Trustpilot
Cleo logo

Cleo is great for individuals

Cleo offers accounts for personal customers.

Personal accounts
Go to Cleo
Wamo logo

Wamo is great for businesses

Wamo offers accounts for business customers.

Business accounts
Go to Wamo

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