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Side-by-side comparison
Cleo logo
Cleo
VS
Multipass logo
Multipass

Cleo vs Multipass

Side-by-side comparison of Cleo and Multipass — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Cleo and Multipass stand out.

Cleo logo

Cleo

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Multipass logo

Multipass

Neobank
  • Mobile-first banking
  • Built for businesses
  • Available in 15 countries
  • Rated 4.2 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Cleo and Multipass to the overall average score across all listed providers.

Cleo logo
4.7
VS
Multipass logo
4.2
VS

Directory average

4.1

Cleo vs Multipass: the full comparison

Our breakdown of how Cleo and Multipass compare — and which might suit you best.

Cleo is available in 1 country, while Multipass is available in 15 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Cleo is best suited to individuals. Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Multipass is geared towards businesses. MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses. Note: Multipass accepts companies from the UK and other countries on a case-by-case basis It currently holds a Neolista score of 4.2 out of 5.

If Cleo lines up with what you need, it's a strong choice — but it's worth weighing Multipass too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Cleo and Multipass aren't available everywhere. Here's where each one currently operates.

Cleo logo

Cleo

Available in 1 country

United States flag
VS
Multipass logo

Multipass

Available in 15 countries

Belgium flagBulgaria flagDenmark flagFinland flagFrance flagGreece flagItaly flagNetherlands flagNorway flagPoland flagPortugal flagRomania flagSpain flagSweden flag+1 more

What customers are saying

Recent verified 5-star reviews for Cleo and Multipass.

I love Cleo and I would recommend it to anyone….

Trustpilot
Laquisha Garrett"Cleo" review from Trustpilot

We had a great experience with Multipass. The account opening process was smooth and efficient, with clear guidance at every step. The support team was responsive, professional, and always willing to assist whenever needed. We highly appreciate the quality of service and would recommend Multipass to our partners.

Trustpilot
Liel"Multipass" review from Trustpilot
Cleo logo

Cleo is great for individuals

Cleo offers accounts for personal customers.

Personal accounts
Go to Cleo
Multipass logo

Multipass is great for businesses

Multipass offers accounts for business customers.

Business accounts
Go to Multipass

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