N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.
Go to N26Learn more
Supported accounts:
Personal
N26 has a Trustpilot rating of 4.1 out of 5, based on 42,098 reviews.
N26 has an Apple App Store rating of 4.6 out of 5, based on 11,693 reviews.
N26 has a Google Play Store rating of 3.2 out of 5, based on 160,837 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
A weighted average across Trustpilot, App Store, and Google Play. Each source is weighted by its review count, so high-volume sources contribute more to the final score.
Not sure which to pick? Here's how N26 stacks up against other fintechs.
Download the N26 app from the App Store or Google Play.
Open accounts, move money, manage cards, and track spending — straight from your phone.
Explore what real users have to say about their experiences with N26. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.
I am a customer since 2017. The bank never failed me personally. The app is good, fast, available in English and is function wise in the same ballpark as other apps from competitors. I am a metal customer and even though I never really needed it - but the travel insurance is really good (as described). The investment features are also good enough for me as a “just buy monthly ETF shares.”What may help to further get more market shares would be the offering of a real credit card. Because of that I am “forced” to posses multiple cards from different banks. I never needed the service. But my wife as a foreigner in Germany did need. There was a glitch in the KYC process that would only accept RFID based residence cards and she only possessed a paper based in her passport (problems at the Bundesdruckerei at the time). We had to wait over a month to get a solution. We persuaded them eventually to give us the possibility to use PostIdent - then it worked.
July 25, 2026
Easy to use, convenient mobile app and beautiful card 🤣🤣. It has many functions that other cards of the competition do not have.
July 24, 2026
Explore our collection of articles covering N26 and the wider world of digital finance.
For European SMEs seeking modern financial infrastructure, the choice between Wallester Business and Bunq Business hinges on one core distinction: the need for scalable expense management versus a full-service digital bank.
Read moreIf your business spans countries, currencies, and remote teams, your choice of financial infrastructure can make or break efficiency. In this article, we compare Wallester Business and Wise Business side by side — from card issuance to multi-currency accounts — to help you choose the best platform for your company’s global finance operations.
Read moreChoosing the right spend management tool can make or break your financial efficiency — especially if your business operates across multiple teams, cost centres, or currencies. In this comparison, we break down how Wallester Business and Pleo stack up in features, pricing, and scalability to help you find the best fit for your company’s expense management needs.
Read moreIn the EEA, two popular options are Wallester Business and Revolut Business. Both platforms offer card issuance, team access, and expense tracking features. However, they are not the same.
Read moreWallester Business and Payhawk are both corporate card and expense management platforms. However, there are some significant differences between the two.
Read moreStill have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about N26.
N26 is a digital bank that operates exclusively through a mobile app, offering a streamlined banking experience optimized for smartphones. Founded in 2013, this German-based fintech company has expanded its services across various European countries and has become known for its user-friendly interface and focus on providing a hassle-free banking experience.
As a fully licensed bank, N26 provides customers with features such as real-time transaction notifications, money management tools, and the ability to set spending limits and lock or unlock their N26 Mastercard through the app. Additionally, customers benefit from no-fee international transactions, the ability to send money instantly using MoneyBeam, and access to Spaces, which are sub-accounts for organizing finances.
N26 places a strong emphasis on security with features like fingerprint and face recognition for login, as well as 3D Secure for online payments. The bank also offers various plans, including a free standard account and premium options that provide additional perks such as travel insurance and higher ATM withdrawal limits abroad.
N26's mission is to make banking simple, flexible, and transparent for its customers. As a result, it has been embraced by a particularly tech-savvy, mobile-first generation that values the convenience and control offered by modern neobanks.
N26 offers personal accounts.
On Trustpilot, N26 holds a rating of 4.1 out of 5 from 42,098 reviews.
On the App Store, N26 holds a rating of 4.6 out of 5 from 11,693 reviews.
On the Google Play Store, N26 holds a rating of 3.2 out of 5 from 160,837 reviews.
You can sign up for N26 directly on their website or mobile app. Opening an account usually takes only a few minutes — you'll need a valid ID and a few personal details to get verified.
Go to N26From time to time we’ll send you must-know financial news and the best money-saving tips.
We use cookies to measure how visitors use Neolista and improve the site — never for advertising. Reject and we'll only collect anonymous, cookie-free usage.
Read our privacy policy to learn more about the cookies we use.
