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Side-by-side comparison
Acorns logo
Acorns
VS
Up logo
Up

Acorns vs Up

Side-by-side comparison of Acorns and Up — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Acorns and Up stand out.

Acorns logo

Acorns

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Up logo

Up

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.0 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Acorns and Up to the overall average score across all listed providers.

Acorns logo
4.7
VS
Up logo
4.0
VS

Directory average

4.1

Acorns vs Up: the full comparison

Our breakdown of how Acorns and Up compare — and which might suit you best.

Acorns is available in 1 country, while Up is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Acorns is best suited to individuals. An automated saving and investing app for you and your family. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Up is geared towards individuals. Up is a digital bank designed to help you organise your money and simplify your life. Join in minutes and pay no monthly fees. It currently holds a Neolista score of 4.0 out of 5.

If Acorns lines up with what you need, it's a strong choice — but it's worth weighing Up too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Acorns and Up aren't available everywhere. Here's where each one currently operates.

Acorns logo

Acorns

Available in 1 country

United States flag
VS
Up logo

Up

Available in 1 country

Australia flag

What customers are saying

Recent verified 5-star reviews for Acorns and Up.

Your Reps are always helpful with my personal issues in hearing properly

Trustpilot
Patricia Cobos"Acorns" review from Trustpilot

I use UP card when I travel overseas. Seamless fee free transactions. I haven't checked the conversion rate but it seems well regarded in ither review sites and offers advice and incentives for savings goals. I have a digital and physical card. Backed by bendigo bank which is another thing in its favour and they are proactive against fraudulent transactions. I wouldn't trust the negative reviews from my perdonal experience.

Trustpilot
michael"Up" review from Trustpilot
Acorns logo

Acorns is great for individuals

Acorns offers accounts for personal customers.

Personal accounts
Go to Acorns
Up logo

Up is great for individuals

Up offers accounts for personal customers.

Personal accounts
Go to Up

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