Multipass vs Up

Highlights

A quick, at-a-glance look at what makes Multipass and Up stand out.

Multipass

Neobank

Mobile-first banking
Built for businesses
Available in 15 countries
Rated 4.2 / 5 on Neolista

Up

Neobank

Mobile-first banking
Great for personal use
Available in 1 country
Rated 4.0 / 5 on Neolista

Average Neolista Scores

Compare the Neolista scores of Multipass and Up to the overall average score across all listed providers.

4.2

VS

4.0

VS

Directory average

4.1

Multipass vs Up: the full comparison

Our breakdown of how Multipass and Up compare — and which might suit you best.

Multipass is available in 15 countries, while Up is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Multipass is best suited to businesses. MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses. Note: Multipass accepts companies from the UK and other countries on a case-by-case basis It currently holds a Neolista score of 4.2 out of 5.

By comparison, Up is geared towards individuals. Up is a digital bank designed to help you organise your money and simplify your life. Join in minutes and pay no monthly fees. It currently holds a Neolista score of 4.0 out of 5.

If Multipass lines up with what you need, it's a strong choice — but it's worth weighing Up too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Multipass and Up aren't available everywhere. Here's where each one currently operates.

Heads up: Multipass and Up don't currently operate in any of the same countries.

Multipass

Available in 15 countries

+1 more

VS

Up

Available in 1 country

What customers are saying

Recent verified 5-star reviews for Multipass and Up.

“We had a great experience with Multipass. The account opening process was smooth and efficient, with clear guidance at every step. The support team was responsive, professional, and always willing to assist whenever needed. We highly appreciate the quality of service and would recommend Multipass to our partners.”

Liel"Multipass" review from Trustpilot

“I use UP card when I travel overseas. Seamless fee free transactions. I haven't checked the conversion rate but it seems well regarded in ither review sites and offers advice and incentives for savings goals. I have a digital and physical card. Backed by bendigo bank which is another thing in its favour and they are proactive against fraudulent transactions. I wouldn't trust the negative reviews from my perdonal experience.”

michael"Up" review from Trustpilot

Multipass is great for businesses

Multipass offers accounts for business customers.

Business accounts

Go to Multipass

Up is great for individuals

Up offers accounts for personal customers.

Personal accounts

Go to Up