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Side-by-side comparison
Up logo
Up
VS
Wamo logo
Wamo

Up vs Wamo

Side-by-side comparison of Up and Wamo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Up and Wamo stand out.

Up logo

Up

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.0 / 5 on Neolista
Wamo logo

Wamo

Neobank
  • Mobile-first banking
  • Built for businesses
  • Available in 28 countries
  • Rated 4.4 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Up and Wamo to the overall average score across all listed providers.

Up logo
4.0
VS
Wamo logo
4.4
VS

Directory average

4.1

Up vs Wamo: the full comparison

Our breakdown of how Up and Wamo compare — and which might suit you best.

Up is available in 1 country, while Wamo is available in 28 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Up is best suited to individuals. Up is a digital bank designed to help you organise your money and simplify your life. Join in minutes and pay no monthly fees. It currently holds a Neolista score of 4.0 out of 5.

By comparison, Wamo is geared towards businesses. Discover the ultimate business banking solution with Wamo. Physical & virtual cards, team accounts. Do it all from one app. Ready in 10 minutes! It currently holds a Neolista score of 4.4 out of 5.

If Up lines up with what you need, it's a strong choice — but it's worth weighing Wamo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Up and Wamo aren't available everywhere. Here's where each one currently operates.

Up logo

Up

Available in 1 country

Australia flag
VS
Wamo logo

Wamo

Available in 28 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagCzech Republic flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIreland flag+14 more

What customers are saying

Recent verified 5-star reviews for Up and Wamo.

I use UP card when I travel overseas. Seamless fee free transactions. I haven't checked the conversion rate but it seems well regarded in ither review sites and offers advice and incentives for savings goals. I have a digital and physical card. Backed by bendigo bank which is another thing in its favour and they are proactive against fraudulent transactions. I wouldn't trust the negative reviews from my perdonal experience.

Trustpilot
michael"Up" review from Trustpilot

Facile ed intuitivo, ottima l'assistenza di Mattia Sacco disponibile e preparatro

Trustpilot
Giuseppe Marò"Wamo" review from Trustpilot
Up logo

Up is great for individuals

Up offers accounts for personal customers.

Personal accounts
Go to Up
Wamo logo

Wamo is great for businesses

Wamo offers accounts for business customers.

Business accounts
Go to Wamo

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