Mercury vs Up

Highlights

A quick, at-a-glance look at what makes Mercury and Up stand out.

Mercury

Top rated

Mobile-first banking
Built for businesses
Available in 1 country
Rated 4.7 / 5 on Neolista

Up

Neobank

Mobile-first banking
Great for personal use
Available in 1 country
Rated 4.0 / 5 on Neolista

Average Neolista Scores

Compare the Neolista scores of Mercury and Up to the overall average score across all listed providers.

4.7

VS

4.0

VS

Directory average

4.1

Mercury vs Up: the full comparison

Our breakdown of how Mercury and Up compare — and which might suit you best.

Mercury is available in 1 country, while Up is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Mercury is best suited to businesses. Online Business Banking For Startups & Small Businesses. Apply in 10 minutes for business banking that transforms how you operate. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Up is geared towards individuals. Up is a digital bank designed to help you organise your money and simplify your life. Join in minutes and pay no monthly fees. It currently holds a Neolista score of 4.0 out of 5.

If Mercury lines up with what you need, it's a strong choice — but it's worth weighing Up too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Mercury and Up aren't available everywhere. Here's where each one currently operates.

Heads up: Mercury and Up don't currently operate in any of the same countries.

Mercury

Available in 1 country

VS

Up

Available in 1 country

What customers are saying

Recent verified 5-star reviews for Mercury and Up.

“I’ve had a very positive experience with Mercury. The platform is modern, simple, and easy to use, especially for managing a U.S. business remotely. Customer support has also been responsive and helpful whenever needed. Overall, a reliable and well-designed banking experience.”

Cenk"Mercury" review from Trustpilot

“I use UP card when I travel overseas. Seamless fee free transactions. I haven't checked the conversion rate but it seems well regarded in ither review sites and offers advice and incentives for savings goals. I have a digital and physical card. Backed by bendigo bank which is another thing in its favour and they are proactive against fraudulent transactions. I wouldn't trust the negative reviews from my perdonal experience.”

michael"Up" review from Trustpilot

Mercury is great for businesses

Mercury offers accounts for business customers.

Business accounts

Go to Mercury

Up is great for individuals

Up offers accounts for personal customers.

Personal accounts

Go to Up