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Side-by-side comparison
Bunq logo
Bunq
VS
Lydia logo
Lydia

Bunq vs Lydia

Side-by-side comparison of Bunq and Lydia — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bunq and Lydia stand out.

Bunq logo

Bunq

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 30 countries
  • Founded in 2012
Lydia logo

Lydia

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 10 countries
  • Rated 3.9 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bunq and Lydia to the overall average score across all listed providers.

Bunq logo
3.9
VS
Lydia logo
3.9
VS

Directory average

4.1

Bunq vs Lydia: the full comparison

Our breakdown of how Bunq and Lydia compare — and which might suit you best.

Bunq, founded in 2012, is available in 30 countries, while Lydia is available in 10 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Bunq is best suited to both individuals and businesses. The future calls for banks that are sustainable in as many ways as possible. Enjoy benefits that help you save time, money and CO2. All with the safety and security of a true bank. It currently holds a Neolista score of 3.9 out of 5.

By comparison, Lydia is geared towards individuals. Lydia is a banking app for sending and receiving money, paying, saving up… Money management just became a breeze. It currently holds a Neolista score of 3.9 out of 5.

If Bunq lines up with what you need, it's a strong choice — but it's worth weighing Lydia too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bunq and Lydia aren't available everywhere. Here's where each one currently operates.

Bunq logo

Bunq

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Lydia logo

Lydia

Available in 10 countries

Belgium flagFrance flagGermany flagIreland flagItaly flagLuxembourg flagMonaco flagPortugal flagSpain flagUnited Kingdom flag

What customers are saying

Recent verified 5-star reviews for Bunq and Lydia.

No 5-star review available for Bunq yet.

excellente application bancaire je recommande fortement

Trustpilot
Laurent Brandt"Lydia" review from Trustpilot
Bunq logo

Bunq is great for everyone

Bunq is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Bunq
Lydia logo

Lydia is great for individuals

Lydia offers accounts for personal customers.

Personal accounts
Go to Lydia

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