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Side-by-side comparison
Imagin logo
Imagin
VS
Lydia logo
Lydia

Imagin vs Lydia

Side-by-side comparison of Imagin and Lydia — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Imagin and Lydia stand out.

Imagin logo

Imagin

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Lydia logo

Lydia

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 10 countries
  • Rated 3.9 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Imagin and Lydia to the overall average score across all listed providers.

Imagin logo
4.7
VS
Lydia logo
3.9
VS

Directory average

4.1

Imagin vs Lydia: the full comparison

Our breakdown of how Imagin and Lydia compare — and which might suit you best.

Imagin is available in 1 country, while Lydia is available in 10 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Imagin is best suited to individuals. Discover Imagin, your online bank with no fees where, in addition to managing your money, you can enjoy a community and lots of discounts and benefits. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Lydia is geared towards individuals. Lydia is a banking app for sending and receiving money, paying, saving up… Money management just became a breeze. It currently holds a Neolista score of 3.9 out of 5.

If Imagin lines up with what you need, it's a strong choice — but it's worth weighing Lydia too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Imagin and Lydia aren't available everywhere. Here's where each one currently operates.

Imagin logo

Imagin

Available in 1 country

Spain flag
VS
Lydia logo

Lydia

Available in 10 countries

Belgium flagFrance flagGermany flagIreland flagItaly flagLuxembourg flagMonaco flagPortugal flagSpain flagUnited Kingdom flag

What customers are saying

Recent verified 5-star reviews for Imagin and Lydia.

I am amazed by so many negative reviews. I’ve been using the app for years now and it is just perfect… if you know how it works. Many customers are having trouble receiving codes while transferring money or doing other operations because caixa’s security system is very strong and can’t accept unsecured lines. I had an international phone number which wasn’t considered safe by the Spanish banking system therefore it was very hard to receive codes or calls. As soon as I switched to a Spanish number everything worked just fine. Also, I never had a problem communicating with the customer service over the phone. People jump to conclusions way too fast. It’s a shame how a perfectly good app and banking service receives so many bad reviews because people don’t understand, nor are willing to learn how to use and appreciate technology.

Trustpilot
Florin Mocanu"Imagin" review from Trustpilot

excellente application bancaire je recommande fortement

Trustpilot
Laurent Brandt"Lydia" review from Trustpilot
Imagin logo

Imagin is great for individuals

Imagin offers accounts for personal customers.

Personal accounts
Go to Imagin
Lydia logo

Lydia is great for individuals

Lydia offers accounts for personal customers.

Personal accounts
Go to Lydia

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