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Side-by-side comparison
Lydia logo
Lydia
VS
Wise logo
Wise

Lydia vs Wise

Side-by-side comparison of Lydia and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Lydia and Wise stand out.

Lydia logo

Lydia

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 10 countries
  • Rated 3.9 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Lydia and Wise to the overall average score across all listed providers.

Lydia logo
3.9
VS
Wise logo
4.7
VS

Directory average

4.1

Lydia vs Wise: the full comparison

Our breakdown of how Lydia and Wise compare — and which might suit you best.

Lydia is available in 10 countries, while Wise, founded in 2011, is available in 177 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Lydia is best suited to individuals. Lydia is a banking app for sending and receiving money, paying, saving up… Money management just became a breeze. It currently holds a Neolista score of 3.9 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Lydia lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Lydia and Wise aren't available everywhere. Here's where each one currently operates.

Lydia logo

Lydia

Available in 10 countries

Belgium flagFrance flagGermany flagIreland flagItaly flagLuxembourg flagMonaco flagPortugal flagSpain flagUnited Kingdom flag
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Lydia and Wise.

excellente application bancaire je recommande fortement

Trustpilot
Laurent Brandt"Lydia" review from Trustpilot

SIMPLE, DOES WHAT IT SAYS ON THE TIN,

Trustpilot
Alan"Wise" review from Trustpilot
Lydia logo

Lydia is great for individuals

Lydia offers accounts for personal customers.

Personal accounts
Go to Lydia
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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