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Side-by-side comparison
Bitwala logo
Bitwala
VS
Lydia logo
Lydia

Bitwala vs Lydia

Side-by-side comparison of Bitwala and Lydia — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Lydia stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.6 / 5 on Neolista
Lydia logo

Lydia

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 10 countries
  • Rated 3.9 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Lydia to the overall average score across all listed providers.

Bitwala logo
3.6
VS
Lydia logo
3.9
VS

Directory average

4.1

Bitwala vs Lydia: the full comparison

Our breakdown of how Bitwala and Lydia compare — and which might suit you best.

Bitwala is available in 30 countries, while Lydia is available in 10 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Lydia is geared towards individuals. Lydia is a banking app for sending and receiving money, paying, saving up… Money management just became a breeze. It currently holds a Neolista score of 3.9 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Lydia too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Lydia aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Lydia logo

Lydia

Available in 10 countries

Belgium flagFrance flagGermany flagIreland flagItaly flagLuxembourg flagMonaco flagPortugal flagSpain flagUnited Kingdom flag

What customers are saying

Recent verified 5-star reviews for Bitwala and Lydia.

(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

excellente application bancaire je recommande fortement

Trustpilot
Laurent Brandt"Lydia" review from Trustpilot
Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Lydia logo

Lydia is great for individuals

Lydia offers accounts for personal customers.

Personal accounts
Go to Lydia

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