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Side-by-side comparison
Lydia logo
Lydia
VS
Mercury logo
Mercury

Lydia vs Mercury

Side-by-side comparison of Lydia and Mercury — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Lydia and Mercury stand out.

Lydia logo

Lydia

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 10 countries
  • Rated 3.9 / 5 on Neolista
Mercury logo

Mercury

Top rated
  • Mobile-first banking
  • Built for businesses
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Lydia and Mercury to the overall average score across all listed providers.

Lydia logo
3.9
VS
Mercury logo
4.7
VS

Directory average

4.1

Lydia vs Mercury: the full comparison

Our breakdown of how Lydia and Mercury compare — and which might suit you best.

Lydia is available in 10 countries, while Mercury is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Lydia is best suited to individuals. Lydia is a banking app for sending and receiving money, paying, saving up… Money management just became a breeze. It currently holds a Neolista score of 3.9 out of 5.

By comparison, Mercury is geared towards businesses. Online Business Banking For Startups & Small Businesses. Apply in 10 minutes for business banking that transforms how you operate. It currently holds a Neolista score of 4.7 out of 5.

If Lydia lines up with what you need, it's a strong choice — but it's worth weighing Mercury too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Lydia and Mercury aren't available everywhere. Here's where each one currently operates.

Lydia logo

Lydia

Available in 10 countries

Belgium flagFrance flagGermany flagIreland flagItaly flagLuxembourg flagMonaco flagPortugal flagSpain flagUnited Kingdom flag
VS
Mercury logo

Mercury

Available in 1 country

United States flag

What customers are saying

Recent verified 5-star reviews for Lydia and Mercury.

excellente application bancaire je recommande fortement

Trustpilot
Laurent Brandt"Lydia" review from Trustpilot

I’ve had a very positive experience with Mercury. The platform is modern, simple, and easy to use, especially for managing a U.S. business remotely. Customer support has also been responsive and helpful whenever needed. Overall, a reliable and well-designed banking experience.

Trustpilot
Cenk"Mercury" review from Trustpilot
Lydia logo

Lydia is great for individuals

Lydia offers accounts for personal customers.

Personal accounts
Go to Lydia
Mercury logo

Mercury is great for businesses

Mercury offers accounts for business customers.

Business accounts
Go to Mercury

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