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Efficient. Free.

Lydia is a banking app for sending and receiving money, paying, saving up… Money management just became a breeze.

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Last updated July 26, 2026
Lydia cover

Supported accounts:

Personal
Based in
France
Available in
Belgium
and
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Trustpilot

Lydia has a Trustpilot rating of 4.3 out of 5, based on 19,103 reviews.

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Play Store

Lydia has a Google Play Store rating of 3.8 out of 5, based on 82,265 reviews.

Neolista Score

3.9

A trusted, all-in-one rating that simplifies feedback from across the web.

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  • Based on 101,368 reviews
  • Easy to compare
  • Updated every day
  • Based on 2 sources

Manage your money on the go.

Download the Lydia app from the App Store or Google Play.

Open accounts, move money, manage cards, and track spending — straight from your phone.

Download on the App StoreGet it on Google Play
Lydia app screenshot 1Lydia app screenshot 2Lydia app screenshot 3Lydia app screenshot 4Lydia app screenshot 5Lydia app screenshot 6

Five-star reviews from happy users

Explore what real users have to say about their experiences with Lydia. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.

excellente application bancaire je…

excellente application bancaire je recommande fortement

Trustpilot

Laurent Brandt

April 15, 2026

I am use sumeria account last 3year it…

I am use sumeria account last 3year it is very honest bank, service is very fast, not any extra charged without monthly fee,and customer care is very honest very fast reply, thanks 🙏 sumeria

Trustpilot

Gurpreet

April 6, 2026

Latest articles about Lydia and others

Explore our collection of articles covering Lydia and the wider world of digital finance.

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Lydia FAQs

Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Lydia.

Lydia is a versatile mobile banking application designed to streamline financial transactions for users seeking a seamless and intuitive interface for managing their money. This innovative app allows users to perform a variety of banking operations, from simple everyday transactions like sending and receiving money to more complex financial activities such as setting up group accounts, creating money pots, and managing personal budgets.

With a strong emphasis on user experience, Lydia incorporates cutting-edge technologies like instant payment processing, contactless mobile payments, and robust security features ensuring that users' financial data is safe and secure. Moreover, Lydia stands out with its social finance features, enabling friends and family to easily share expenses and track joint spending without the hassle of traditional banking systems.

Lydia also caters to the needs of both individuals and businesses by offering tailored solutions that include features like issuing Mastercard cards, providing detailed financial analytics, and integrating with other fintech services. All of this is accessible through a clean and friendly user interface that makes mobile banking not just convenient but also enjoyable.

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