Up is a digital bank designed to help you organise your money and simplify your life. Join in minutes and pay no monthly fees.
Go to UpLearn more
Supported accounts:
Personal
Up has a Trustpilot rating of 1.8 out of 5, based on 67 reviews.
Up has an Apple App Store rating of 4.7 out of 5, based on 182 reviews.
Up has a Google Play Store rating of 4.0 out of 5, based on 24,616 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
A weighted average across Trustpilot, App Store, and Google Play. Each source is weighted by its review count, so high-volume sources contribute more to the final score.
Not sure which to pick? Here's how Up stacks up against other fintechs.
Download the Up app from the App Store or Google Play.
Open accounts, move money, manage cards, and track spending — straight from your phone.
Explore what real users have to say about their experiences with Up. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.
I use UP card when I travel overseas. Seamless fee free transactions. I haven't checked the conversion rate but it seems well regarded in ither review sites and offers advice and incentives for savings goals. I have a digital and physical card. Backed by bendigo bank which is another thing in its favour and they are proactive against fraudulent transactions. I wouldn't trust the negative reviews from my perdonal experience.
June 29, 2026
Best bank! Always finding innovative ways to make managing money easy. They also find fun ways to reward us as well. Interest rate is great and being able to have many saving accounts is incredible. As well as seperate account for bills, put the money in and up does the rest
April 3, 2026
Explore our collection of articles covering Up and the wider world of digital finance.
For European SMEs seeking modern financial infrastructure, the choice between Wallester Business and Bunq Business hinges on one core distinction: the need for scalable expense management versus a full-service digital bank.
Read moreIf your business spans countries, currencies, and remote teams, your choice of financial infrastructure can make or break efficiency. In this article, we compare Wallester Business and Wise Business side by side — from card issuance to multi-currency accounts — to help you choose the best platform for your company’s global finance operations.
Read moreChoosing the right spend management tool can make or break your financial efficiency — especially if your business operates across multiple teams, cost centres, or currencies. In this comparison, we break down how Wallester Business and Pleo stack up in features, pricing, and scalability to help you find the best fit for your company’s expense management needs.
Read moreIn the EEA, two popular options are Wallester Business and Revolut Business. Both platforms offer card issuance, team access, and expense tracking features. However, they are not the same.
Read moreWallester Business and Payhawk are both corporate card and expense management platforms. However, there are some significant differences between the two.
Read moreStill have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Up.
Up is a digital-first neobank designed to simplify personal finance and enhance user experience. Launched in Australia, the bank operates entirely online, removing the need for physical branches and offering a streamlined, user-friendly mobile app as its primary banking platform.
Key features of Up include real-time payments, automated budgeting tools, and customizable savings objectives. The bank also offers instant notifications for transactions, coupled with insights on spending habits to help users better understand and manage their finances.
The target audience for Up primarily includes tech-savvy millennials and Gen Z individuals who are comfortable managing their finances digitally. Up appeals to users who value convenience, transparency, and financial wellness, and who prefer to handle their banking needs via intuitive technology rather than traditional banking methods.
Benefits of using Up include the absence of monthly account fees, no international transaction fees for purchases, and attractive interest rates on savings. Moreover, the neobank integrates financial tools that assist users in saving and tracking expenses effortlessly, making it easier for customers to reach their financial goals.
Up also focuses on community engagement and innovation, often seeking feedback from its users to continually improve its services. The bank's emphasis on a customer-first approach ensures that its offerings are tailored to the evolving needs of modern consumers.
Up is currently available to residents of the following countries:
Up offers personal accounts.
On the App Store, Up holds a rating of 4.7 out of 5 from 182 reviews.
On the Google Play Store, Up holds a rating of 4.0 out of 5 from 24,616 reviews.
On Trustpilot, Up holds a rating of 1.8 out of 5 from 67 reviews.
You can sign up for Up directly on their website or mobile app. Opening an account usually takes only a few minutes — you'll need a valid ID and a few personal details to get verified.
Go to UpFrom time to time we’ll send you must-know financial news and the best money-saving tips.
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